Claims Attorney (Municipal Entities)

Overview

An insurance company is seeking a Claims Attorney specializing in Municipal Risk to join their Casualty Claims team. This role involves handling litigated and non-litigated claims primarily under Auto and General Liability policies, with potential exposure to Law Enforcement, Public Officials, and Employment Practices liability policies across various jurisdictions. The position offers a hybrid or remote work schedule, depending on candidate location.

Responsibilities

• Interpret insurance coverage and collaborate with outside counsel to analyze and resolve claims within designated authority limits.
• Investigate claims, analyze liability and damages exposure.
• Draft and issue coverage position letters.
• Develop strategies for resolution of litigated and non-litigated claims.
• Determine probable loss exposure and establish reserves.
• Maintain claim files and documentation in accordance with company policies.
• Communicate with insureds, brokers, and other stakeholders regarding coverage and claim status.
• Manage a growing inventory of claims independently.
• Obtain necessary adjusting licenses within approximately 180 days of employment.

Performance Objectives

• First 30 days: Review relevant insurance policies and governmental immunities; understand claims department operations; begin handling claims of limited complexity.
• 60 to 90 days: Develop confidence in insured and broker communications; manage litigated and non-litigated claims; develop reserving and resolution action plans.
• Within 6 months: Work independently drafting coverage letters, completing authority requests, and settling claims within authority with limited supervision.

Requirements

• Juris Doctor (J.D.) degree.
• Minimum of five (5) years of relevant legal experience.
• At least two (2) years of relevant claims handling experience preferred.
• Intermediate proficiency with Microsoft Office Suite (Outlook, Word, Excel, PowerPoint).
• Excellent written and verbal communication skills.
• Strong organizational and analytical skills with high attention to detail.
• Ability to work independently in a fast-paced, deadline-driven environment.
• Strong interpersonal and negotiation skills.
• Professional demeanor in varied business settings.

Travel

• Up to 15% travel outside of work location may be required.

Compensation & Benefits

• Competitive salary.
• Generous benefits program.
• Matching 401(k) retirement plan.
• Supportive working environment.

Location

• Hybrid or remote work schedule, dependent on candidate location.

Candidates interested in this opportunity should apply with a cover letter including salary range requirements.