Collections Defense Attorney

Overview

An experienced Litigation Attorney specializing in debt collection defense is sought to join a legal team focused on representing the organization and its clients in defense of claims, disputes, and lawsuits. The primary focus areas include collections defense, regulatory compliance, and commercial litigation.

This role requires hands-on defense experience under the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and Telephone Consumer Protection Act (TCPA). Strong negotiation skills and the ability to manage a high-volume caseload while maintaining strategic oversight and compliance are essential.

Responsibilities

• Defend lawsuits involving debt collection and consumer claims.
• Develop and execute litigation strategies from case intake through resolution.
• Draft, review, and file pleadings, motions, and responses in state and federal courts.
• Represent the organization in hearings, mediations, arbitrations, and trials as needed.
• Negotiate settlements, dismissals, and judgments aligned with business objectives.
• Collaborate with senior legal leadership on strategy, risk assessment, and case updates.
• Partner with compliance, collections, and business teams to ensure adherence to FDCPA, FCRA, TCPA, and applicable state regulations.
• Oversee discovery processes including interrogatories, depositions, and document production.
• Review contracts, financial agreements, and supporting documentation to prepare for litigation.
• Manage the internal litigation log to ensure consistent tracking and reporting of active matters.
• Lead litigation budget forecasting to ensure accuracy, accountability, and alignment with organizational goals.
• Advise leadership on litigation risk, case exposure, and regulatory changes.
• Assist in drafting policies, procedures, and best practices to minimize risk.

Requirements

• Juris Doctor (JD) degree from an accredited law school.
• Active license in good standing to practice law in the state of licensure; multi-jurisdictional admission is a plus.
• Minimum of 5 years of defense litigation experience, focusing on debt collection, creditor rights, or commercial litigation.
• Strong knowledge of consumer protection laws including FDCPA, FCRA, TCPA, collections regulations, and litigation procedures.
• Proven ability to efficiently manage a large caseload.
• Excellent legal writing, research, and oral advocacy skills.
• Skilled in negotiation, mediation, and conflict resolution.
• Ability to work collaboratively across compliance, finance, and business teams.
• Familiarity with case management systems and electronic filing platforms.
• Experience with regulatory defense or interaction with agencies such as CFPB, FTC, or state Attorney General offices is advantageous.

Compensation & Benefits

• Competitive salary commensurate with experience plus performance-based incentives.
• Comprehensive benefits package including medical, dental, vision, 401(k), and paid time off.
• Support for continuing legal education (CLE) and professional development opportunities.

Location

Details regarding the work location were not specified.