Foreclosure Specialist II

Overview

This Foreclosure Specialist II role reports to the Foreclosure Supervisor. Responsibilities include working directly with governmental entities, special servicing teams, private label investors, and high-profile investors to make decisions and provide resolutions regarding foreclosure issues in order to minimize risk and mitigate loss outside of delegated authority. The position also provides management with status updates and reporting and ensures compliance with all agency, investor, and insurer guidelines. Support internal staff with questions regarding foreclosure loans within delegated authority.

Responsibilities

• Execute various financial foreclosure documents required during the foreclosure process per Federal Compliance standards
• Print, review, and execute attorney-provided foreclosure documents to prepare foreclosure loans for sheriff’s sale
• Calculate bidding instructions for nationwide foreclosure sales
• Review and provide HAMP certification nationwide notifications prior to foreclosure sale
• Receive financial foreclosure documents via the LPS system
• Calculate foreclosure judgment figures and prepare state-required documents
• Apply general supervision; work is reviewed for soundness of judgment and overall accuracy per company and federal compliance standards
• Execute policies at direction of supervisor and recommend changes as appropriate
• Provide management with status updates and reporting
• Provide exceptional representation in a legal proceeding
• Support internal staff with foreclosure-loan questions within delegated authority
• All other duties as assigned

Qualifications

• High School Diploma or equivalent required
• Some college or a combination of equivalent work experience, knowledge, skills, and abilities related to the position requirements
• College degree preferred in Business, Math, English, Legal, or other related subject and/or equivalent work experience
• Knowledge of mortgage banking and familiarity with RESPA, FFDCPA, GLBA, and federal and state laws related to foreclosure and bankruptcy processes
• Previous default servicing experience:
  • 2–5 years of foreclosure or mortgage default-related experience (Foreclosure preferred) or
  • 1–3 years of experience with mortgage loan software (highly desirable)
• Working knowledge of mortgage loan documentation and best servicing practices regarding foreclosure processing and default/foreclosure laws and regulations, including FNMA, FHLMC, FHA, and VA
• Strong professional and interpersonal communication skills (verbal and written electronic correspondence)
• Advanced multi-tasking and organizational skills with strong attention to detail
• Ability to read legal terms and conditions and understand their meaning and application to work processes
• PC skills, including but not limited to advanced Word, Excel, Access, Internet, and MSP (LPS/Fidelity) application skills
• Ability to meet strict deadlines and take direction from more senior paralegals and attorneys
• Proven ability to prioritize workflow during high volumes and within critical timeframes
• Self-starter able to work in a fast-paced, multi-faceted environment
• Previous title work experience recommended
• Previous experience monitoring activity of multiple accounts assigned to outside counsel

Preferred Qualifications

• Valid notary license
• Trial and Deposition knowledge and training beneficial

Compensation & Benefits

• Compensation Range: $17.88 - $26.73 per hour (actual compensation may vary within the range based on qualifications, skills, and experience)

Total Rewards include:

• Optional medical, dental, vision, life, and disability insurance
• Paid holidays, vacation, and sick leave
• Fidelity National Financial matching 401(k) and employee stock purchase plans
• Access to mental health resources, including free Calm memberships, and wellness initiatives
• Employee recognition programs
• Discounts on gym memberships, pet insurance, and employee purchasing programs
• Tuition reimbursement program

Location / Work Conditions

Working conditions are normal for an office environment. Ability to attend work and be productive during normal business hours, with ability to work early, late, or weekend hours as needed. Overtime required as necessary.

Remote employment (equipment and connectivity requirements):

• Necessary equipment is provided
• Required: a quiet, private place in the home and a high-speed internet connection with a minimum network download speed of 25 megabits per second (MBPS) and a minimum network upload speed of 10 MBPS

Equal Employment Opportunity

The employer is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information, or any other characteristic protected by applicable law.