Overview
This role is part of the Product & Regulatory Legal team, supporting responsible innovation across lending products. The team partners closely with Product, Engineering, Compliance, Risk, and Operations to help bring new products and capabilities to market while managing complex federal and state regulatory requirements.
As Assistant General Counsel, Product & Regulatory Legal, you will provide legal support for HELOC and may support potential development of new real estate secured products. You will collaborate with a broader team that supports unsecured and auto-secured lending products.
Responsibilities
- Provide strategic legal counsel to Product, Engineering, Risk, Compliance, and Operations to support the HELOC product, including transition from a state-licensed lender to a national bank.
- Advise on federal and state consumer lending laws, with a particular focus on secured lending products, mortgage regulations, and regulatory developments impacting home lending products and services.
- Provide legal counsel and advice on future products, which may include purchase-money mortgages.
- Partner with cross-functional stakeholders to design compliant product features, customer experiences, operational processes, and servicing capabilities.
- Lead legal support for new product initiatives, regulatory change management, and market expansion efforts related to home lending.
- Collaborate across the Product & Regulatory Legal team and with other legal teams (as needed), including lawyers supporting Privacy, Fair Lending, Capital Markets, and Commercial contracts.
- Collaborate with internal and external stakeholders, including regulators, bank partners, and outside counsel, on legal matters affecting the HELOC business.
- Identify and communicate key legal risks to business partners; distill complex legal matters and risks for senior leadership with clear, actionable recommendations.
Requirements
- Juris Doctor (JD) degree from an accredited law school and active membership in at least one U.S. state bar.
- 7+ years of legal experience advising financial services, fintech, or mortgage lending organizations, including substantial experience serving as the primary legal advisor for complex product organizations with a focus on real-estate secured products.
- Deep expertise in consumer financial services laws and mortgage regulations, including TILA, RESPA, ECOA, FCRA, HMDA, UDAAP, and applicable state lending and federal banking laws.
- Experience advising cross-functional product development teams and supporting the launch or expansion of regulated financial products.
Preferred Qualifications
- Experience supporting HELOC, mortgage, or other secured lending products throughout the full product lifecycle.
- Experience supporting regulatory examinations, enforcement matters, or interactions with federal and state regulators.
- Ability to balance legal risk with business objectives and develop practical, scalable solutions for product teams.
- Experience building legal processes and governance frameworks within rapidly growing technology or fintech organizations.
- Familiarity with AI-enabled financial products, digital lending platforms, or emerging regulatory developments affecting financial technology.
Compensation & Benefits
- Anticipated base salary range (United States | Remote): $208,000—$287,900 USD
- Target bonuses, equity compensation, and annual equity grants that vest quarterly
- Retirement benefits including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
- Health Savings Account contributions for eligible plans (US only)
- Income protection benefits including life insurance and disability coverage
- Paid time off, sick leave, and company holidays in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility, parenthood, and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service (US only)
- Annual wellness allowance
- Annual productivity allowance
- Additional perks such as catered lunches and fully stocked micro-kitchens when working from select offices
Location
- Remote
- Time zone requirements: East/West coast time zones
- Travel: Most work can be accomplished remotely; regular in-person collaboration via onsite sessions (most teams meet once or twice per quarter for 2–4 consecutive days at a time). Offices include Columbus, Austin, the Bay Area, and New York City (with an additional New York City office opening Summer 2026).
For roles based in Canada: the employer is not currently able to hire in Quebec.
Equal Opportunity
The employer is an Equal Opportunity Employer and is committed to inclusive and fair hiring practices.
Accessibility
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, request accommodations through the process provided by the employer.