Payments Licensing Specialist

Overview

This role involves supporting a global payments and lending licensing and examination program. The Payments Licensing Specialist will collaborate closely with Legal, Compliance, Finance, and Product teams to manage international payments and lending licensing and compliance activities. The position primarily focuses on global licensing and compliance, with some support for U.S. licensing as needed.

Responsibilities

• Assist with the global license acquisition process, including applications for e-money or payment institution licenses, ensuring complete and accurate submissions.
• Support lending licensing and global payments application processes.
• Manage payments and lending licenses across various international regulators and systems.
• Support regulatory examinations and audits related to global licenses.
• Lead and monitor international license renewals, quarterly and annual reports, and jurisdiction-specific examinations.
• Partner with business stakeholders to improve processes and ensure compliance of new and existing payment products with policies and applicable global laws and regulations.
• Identify opportunities for efficiency improvements and escalate any control deficiencies.
• Collaborate with U.S.-based licensing team members to ensure process consistency and cross-functional visibility.

Requirements

• Minimum 3 years of experience in compliance, licensing, regulatory, or paralegal roles within a law firm, financial institution, or technology company.
• Experience in payments, e-money, lending, and global financial regulatory compliance is a plus.
• Entrepreneurial mindset with flexibility, self-starting attitude, and strong work ethic.
• Demonstrated solution-oriented business and compliance judgment.
• Exceptional attention to detail.
• Strong project management and organizational skills.
• Excellent communication skills, capable of simplifying complex regulatory requirements into practical advice.
• Strong analytical and problem-solving abilities.
• Familiarity with international licensing regimes and regulatory frameworks such as FCA, Central Bank of Ireland, AUSTRAC, MAS, FINTRAC is a plus.
• Familiarity with the NMLS system is a plus.

Compensation & Benefits

• Competitive salary plus benefits and equity.
• Salary ranges based on U.S. region tiers:
  • US Tier 1: $78,900 - $131,500 per year
  • US Tier 2: $71,010 - $118,350 per year
  • US Tier 3: $67,065 - $111,775 per year
• Compensation considers professional background, experience, and location.

Location

Based in San Francisco, CA, with a focus on global licensing and compliance activities.

Equal Opportunity

The employer is committed to building a diverse and inclusive workforce and does not discriminate based on race, religion, color, national origin, ancestry, physical or mental disability, medical condition, genetic information, marital status, sex, gender identity or expression, age, sexual orientation, veteran or military status, or any other legally protected characteristic. Reasonable accommodations are provided for candidates with disabilities during the hiring process.