Product Counsel - Specialty Lines (P&C Insurance Experience Required)

Overview

A growing U.S.-based insurance organization is seeking an experienced Insurance Product Drafting Attorney to support the development, drafting, and maintenance of specialty insurance products, primarily focusing on Management Liability and Professional Liability lines.

Responsibilities

• Draft, review, and revise specialty insurance policies, endorsements, and related forms for management liability and professional liability products, including Directors & Officers (D&O), Employment Practices Liability (EPL), Fiduciary, Crime, and Errors & Omissions (E&O).
• Ensure policy language clarity, internal consistency, and alignment with underwriting intent.
• Collaborate with underwriting to develop new products, coverage enhancements, and update existing forms based on market developments, claims experience, and legal or regulatory changes.
• Support regulatory and compliance teams in the product filing process, including preparing, revising, and responding to form-related filings, objections, and inquiries.
• Analyze competitor policy language and industry trends to identify opportunities for product improvement and differentiation.
• Provide technical guidance and training to underwriting and claims teams regarding policy language, coverage intent, and form application.
• Work cross-functionally with underwriting, state filings, actuarial, claims, and regulatory teams throughout the product lifecycle.
• Contribute to the refinement of drafting standards, templates, and internal processes to enhance consistency and efficiency.

Requirements

• Juris Doctor (JD) degree from an accredited law school.
• 3–5 years of experience in insurance product drafting and development.
• Hands-on experience drafting and revising policy forms and endorsements for specialty products, especially management liability and professional liability lines.
• Strong technical drafting, analytical, and issue-spotting skills.
• Excellent written and verbal communication abilities.
• Proven ability to collaborate effectively with cross-functional teams.
• Highly detail-oriented with strong organizational and project management skills.
• Ability to translate underwriting intent and risk considerations into clear, effective policy language.
• Active membership in good standing with at least one U.S. state bar.

Preferred Qualifications

• Experience with admitted and/or non-admitted (Excess & Surplus) specialty products.
• Familiarity with form filing processes, state insurance regulatory requirements, and responding to Department of Insurance objections.
• Experience reviewing claims trends or coverage disputes to inform product language improvements.
• Comfortable working independently in an individual contributor role with responsibility for assigned product areas.

Compensation & Benefits

• Salary range: $190,000 - $220,000 per year, commensurate with experience, location, and other job-related factors.
• Comprehensive medical, dental, and vision coverage.
• 401(k) plan with generous employer match and profit-sharing contributions.
• Wellness incentive program.
• Life and accidental death and dismemberment (AD&D) insurance.
• Flexible spending accounts.
• Short-term and long-term disability plans.
• Paid time off, paid charitable leave, and paid parental leave.
• Tuition reimbursement program.
• Discounts on personal insurance (auto/homeowners).

Location

This position is based in the United States. Specific location details will be provided during the hiring process.