Product Filing Analyst II

Overview

A growing Employee Benefits Division is seeking a Product Filing Analyst II to support the development and compliance of insurance products. This role bridges product conceptualization, regulatory compliance, form development, and post-launch implementation.

Responsibilities

• Draft and develop insurance contracts and policy forms aligned with product specifications and regulatory requirements.
• Coordinate with state insurance departments and regulatory agencies to obtain form filing approvals and manage implementation.
• Collaborate with Product Development, Legal, Operations, Claims, New Business, and Insurance Administration to design compliant forms and documentation.
• Manage policy reviews, editing, finalization, and internal approval processes for assigned contracts and forms.
• Serve as a subject matter expert for product-related materials including marketing content, training materials, websites, and producer communications.
• Draft and maintain applications, administrative forms, and service forms to support business and operational needs.
• Maintain, index, and manage form and product filings within internal databases; support filing process controls and continuous improvement.
• Represent Product Compliance on cross-functional projects ensuring timely and accurate compliance deliverables.
• Monitor and communicate regulatory and competitive developments impacting products or product development lifecycle.
• Participate in industry or trade association meetings related to product and compliance matters as applicable.

Core Competencies

• Expertise in insurance regulatory and product compliance, including knowledge of state insurance filing requirements and approval processes.
• Experience drafting, reviewing, and maintaining insurance contracts, policy forms, endorsements, applications, and administrative or service forms.
• Familiarity with group life and health insurance products and related compliance considerations.
• Ability to interpret legal and regulatory requirements and apply them accurately to product development and form design.
• Strong analytical skills with high attention to detail and documentation accuracy.
• Effective written and verbal communication skills to explain compliance requirements to cross-functional partners.
• Proven ability to manage multiple projects, deadlines, and priorities independently.
• Experience collaborating with Product Development, Legal, Operations, Claims, New Business, Systems, and external regulatory agencies.
• Strong organizational skills including tracking filings, approvals, and project timelines.
• Adaptability to regulatory changes, shifting priorities, and evolving business needs.
• Professional judgment and discretion in handling regulatory, legal, and product-related matters.

Minimum Requirements

• 5-7 years of insurance industry experience with emphasis on regulatory or product compliance.
• Proficiency with the System for Electronic Rate and Form Filing (SERFF) and the Florida Insurance Regulation Filing System (IRFS).
• High school diploma or equivalent.

Preferred Qualifications

• Bachelor's degree in a relevant field.
• Paralegal certificate or relevant legal experience.
• Industry designations such as FLMI, AIRC, or ACS.
• Experience representing a carrier in industry associations.
• Demonstrated adaptability in dynamic environments including new product initiatives, mergers, or acquisitions.

Compensation & Benefits

• Comprehensive health, dental, and vision insurance.
• Mental health benefits and employee assistance program.
• Paid time off, paid parental leave, short-term disability, and cultural observance day.
• Financial wellbeing benefits including healthcare account contributions, pension plan, and 401(k) plan with company matching.

Eligibility for certain benefits may vary by position in accordance with plan terms.

Location

This role supports the Employee Benefits Division and involves coordination with multiple internal and external stakeholders.

Additional Information

Accommodations are available for applicants with disabilities during the application and recruitment process upon request. The organization is an equal opportunity employer committed to diversity and inclusion.