Overview
A leading internet financial platform company is seeking a Senior Counsel specializing in Bank Regulatory matters. The organization focuses on digital assets, payment applications, and programmable blockchain infrastructure, including a large regulated stablecoin network and enterprise-grade blockchain solutions. This role involves advising on prudential banking regulation as it applies to stablecoins, payments, custody, and blockchain-based financial infrastructure.
Responsibilities
- Advise on the application of U.S. federal and state banking laws and supervisory expectations related to stablecoin, payments, custody, and settlement activities.
- Serve as the primary legal interface with prudential regulators such as the OCC, Federal Reserve, FDIC, and state banking authorities regarding licensing, examinations, supervisory matters, and regulatory changes.
- Translate traditional bank regulatory concepts—such as safety and soundness, governance, risk management, and internal controls—into practical guidance for digital asset and blockchain-based systems.
- Collaborate closely with Compliance, Product, Engineering, and Risk teams to structure new products consistent with supervisory expectations.
- Support regulatory strategy for banking-adjacent entities and regulated financial institution partnerships.
- Review new product proposals, control frameworks, and operating models for alignment with banking supervisory principles.
- Manage and coordinate external regulatory counsel to ensure consistent positions across jurisdictions and regulatory bodies.
Requirements
- Juris Doctor (JD) or equivalent degree with admission to practice law in the United States.
- Minimum of 10 years of legal experience focused on bank regulatory law, prudential supervision, or financial regulation.
- Prior experience working at a banking regulatory agency (e.g., OCC, Federal Reserve, FDIC, CFPB, or state banking regulator) or substantial experience representing clients before such agencies.
- Deep knowledge of U.S. banking laws and supervisory frameworks, including safety and soundness, governance, risk management, BSA/AML, consumer protection, and payments regulation.
- Demonstrated experience advising on or supervising technology-driven or innovative financial products, including digital assets, payment networks, custody, or novel settlement mechanisms.
- Strong ability to engage credibly with regulators and articulate regulatory positions both in writing and in supervisory dialogue.
- Familiarity with generative AI models (e.g., ChatGPT, Gemini) and prompt development.
Preferred Qualifications
- Experience advising fintech, crypto, or digital asset companies on prudential regulatory issues.
- Experience supporting regulated entities through licensing, chartering, or supervisory examinations.
- Background or exposure to stablecoins, tokenized assets, or blockchain-based financial infrastructure.
- Strong familiarity with financial institution partnerships and bank-fintech operating models.
Compensation & Benefits
- Base pay range: $230,000 - $297,500
- Compensation is determined by factors including relevant experience, skill set, qualifications, and organizational needs.
- The employer is an equal opportunity organization and does not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other protected status.
- The organization participates in the E-Verify Program where required by law.
- Accommodations are available during the interview process for candidates with disabilities upon request.
Location
- Not specified; compensation ranges may vary by location.