Overview
This role is part of the Legal, Compliance, and Public Affairs function. The Senior Counsel, Capital Markets position will lead and advise on broad-based efforts to build a diversified capitalization strategy, partnering closely with capital markets and bank partnerships business teams.
Responsibilities
- Advise and support the capital markets team in building a diversified network of capital sources and strategies, including capital markets international expansion
- Advise and support the bank partnerships team in building a network of originating and card issuing partner banks
- Independently lead each financing transaction or bank partner initiative from a legal perspective, from strategy discussions through deal execution and post-closing maintenance
- Draft, review, and negotiate US and international capital markets deal documents, including:
- Credit and security agreements
- Loan sale agreements
- Indentures
- Officer certificates
- Board and shareholder resolutions
- Side letters
- Apply expert knowledge of lending and securities laws and regulations applicable to capital markets transactions
- Communicate legal advice clearly, concisely, and in a timely manner
- Serve as a primary legal point of contact for capital markets and/or bank partnerships cross-functional teams, providing thought leadership on special projects
Requirements
- 7+ years of relevant law-firm experience; additional in-house experience is preferred (particularly from a high-growth fintech start-up)
- JD from a well-regarded law school
- Membership in good standing in a US state bar
- Prior legal experience in structured and/or debt finance, including experience across some of the following:
- Term, revolving, and asset-based lending
- Warehouse and asset-backed financing
- Loan sales
- Securitizations
- Creative forms of funding
- Strong integrity and work ethic
- Excellent business judgment and interpersonal skills for negotiations with internal and external stakeholders
- Strong problem-solving skills, meticulous attention to detail, maturity, proactive mindset, and a positive, can-do attitude
- Proven experience contributing to a high-performing team
- Self-motivation and ability to take ownership of projects
- Ability to work efficiently both independently and collaboratively
Preferred Qualifications
- Some in-house experience (particularly from a high-growth fintech start-up)
Compensation & Benefits
- Base pay grade: O
- Equity grade: 8
- Employees new to the organization typically come in at the start of the pay range.
USA base pay range
- CA, WA, NY, NJ, CT: $220,000 - $280,000 per year
- All other U.S. states: $195,000 - $255,000 per year
Base pay is part of a total compensation package that may include:
- Equity rewards
- Monthly stipends for health, wellness, and tech spending
- Benefits, including 100% subsidized medical coverage, dental, and vision for you and your dependents
Visa
- Visa sponsorship is not available for this position.
Location & Work Model
- Remote-first with flexibility built in. Most roles can be done from within the country of employment.
- Some positions may occasionally require in-person work at an office, and a few are office-based due to the nature of the work.
- All new hires will be invited to attend an in-person onboarding experience.
Additional Information
- The organization’s inclusive interview process includes accommodations for candidates with disabilities.
- For positions based in San Francisco or Los Angeles: qualified applicants with arrest and conviction records are considered as required by law.