Overview
The Legal, Compliance, and Public Affairs team provides legal, compliance, and policy expertise that supports growth, shapes products, and helps build trust across the organization’s ecosystem.
This role is for Counsel II, Capital Markets within the organization’s Corporate Affairs function. The position supports efforts to build a diversified capitalization strategy and involves close collaboration with capital markets and bank partnerships business teams.
Responsibilities
- Support the capital markets team in building the organization’s network of capital sources and strategies, including capital markets international expansion
- Support the bank partnerships team in building the organization’s network of originating and card issuing partner banks
- Advise financing transactions and initiatives from legal strategy through deal execution
- Draft, review, and negotiate US and international capital markets deal documents, including:
- credit and security agreements
- loan sale agreements
- indentures
- officer certificates
- board and shareholder resolutions
- side letters
- Apply knowledge of lending and securities laws and regulations relevant to capital markets transactions
- Communicate legal advice clearly, concisely, and in a timely manner
- Assist with other special projects as needed
Requirements
- 5+ years of relevant law-firm experience; additional in-house experience is preferred (particularly from a high-growth fintech start-up)
- JD from a well-regarded law school and membership in good standing in a US state bar
- Prior experience with structured and/or debt finance, including:
- term, revolving, and asset-based lending
- warehouse and asset-backed financing
- loan sales
- securitizations
- creative forms of funding
- Strong integrity and work ethic
- Excellent business judgment and interpersonal skills to facilitate negotiations with internal and external customers
- Strong interpersonal and problem-solving skills with meticulous attention to detail
- Maturity, business judgment, proactivity, and a strong attitude
- Proven experience contributing to a high-performing team
- Self-motivation and willingness to take ownership of projects
- Ability to work efficiently both independently and as part of a team
Preferred Qualifications
- Some additional in-house experience (particularly if it is from a high-growth fintech start-up)
Compensation & Benefits
- Pay Grade: M
- Equity Grade: 6
- Employees new to the organization typically come in at the start of the pay range.
Base pay ranges (per year):
- USA base pay range (CA, WA, NY, NJ, CT): $185,000 - $245,000
- USA base pay range (all other U.S. states): $164,000 - $224,000
Base pay is part of a total compensation package that may include:
- equity rewards
- monthly stipends for health, wellness, and tech spending
- benefits, including 100% subsidized medical coverage, dental, and vision for you and your dependents
Additional benefits:
- Health coverage at no cost: 100% of premiums for employees and their dependents
- Spending stipends: monthly stipends for tech setup and the ability to choose health and wellness options
- Time off: flexible time off and generous holiday calendars
- Employee stock purchase plan (ESPP): ability to buy organization stock at a discount
Location
- Remote-first with flexibility built in. Most roles can be done from almost anywhere within the country of employment.
- Some positions may occasionally require in-person work at an office, and a few are office-based due to the nature of the work.
- All new hires are invited to attend an in-person onboarding experience.
Visa sponsorship: not available for this position.
Note: For positions based in San Francisco or Los Angeles, the organization considers qualified applicants with arrest and conviction records, as required by law.