Overview
The Legal, Compliance, and Public Affairs team supports growth, innovation, and product delivery by combining legal, compliance, and policy expertise to build trust with consumers, merchants, and key partners.
This role is for Counsel II, Capital Markets, within the organization’s Corporate Affairs function. The position will support efforts to build a diversified capitalization strategy and will work closely with capital markets and bank partnerships business teams.
Responsibilities
- Support the capital markets team in building the organization’s network of capital sources and strategies, including capital markets international expansion.
- Support the bank partnerships team in building the organization’s network of originating and card issuing partner banks.
- Guide financing transactions and initiatives from a legal perspective, from strategy discussions to deal execution.
- Draft, review, and negotiate US and international capital markets deal documents, including:
- credit and security agreements
- loan sale agreements
- indentures
- officer certificates
- board and shareholder resolutions
- side letters
- Demonstrate knowledge and understanding of lending and securities laws and regulations relating to capital markets transactions.
- Communicate legal advice clearly, concisely, and in a timely manner.
- Provide assistance with other special projects.
Requirements
- 5+ years of relevant law-firm experience; additional in-house experience is preferred (particularly from a high-growth fintech start-up).
- JD degree from a well-regarded law school.
- Membership in good standing in a US state bar.
- Prior legal experience in structured and/or debt finance, including combinations of:
- term, revolving, and asset-based lending
- warehouse and asset-backed financing
- loan sales
- securitizations
- creative forms of funding
- Outstanding integrity and work ethic.
- Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers.
- Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, and proactivity.
- Proven experience as a key contributing member of a high-performing team.
- Self-motivation and willingness to take ownership of projects.
- Ability to work efficiently both solo and as part of a team.
Preferred Qualifications
- Some in-house experience, particularly from a high-growth fintech start-up.
Compensation & Benefits
- Pay Grade: M
- Equity Grade: 6
- Employees new to the organization typically come in at the start of the pay range.
Base pay range (per year):
- USA base pay range (CA, WA, NY, NJ, CT): $185,000 - $245,000
- USA base pay range (all other U.S. states): $164,000 - $224,000
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness, and tech spending, and benefits, including 100% subsidized medical coverage, dental and vision for you and your dependents.
Additional benefits highlights:
- Health coverage at no cost (100% of premiums for employees and dependents)
- Monthly spending stipends for tech setup and the ability to choose health and wellness options
- Flexible time off and generous holiday calendars
- Employee Stock Purchase Plan (ESPP) to buy stock at a discount
Equity details and any additional components are included as part of the organization’s total compensation package.
Please note: visa sponsorship is not available for this position.
Location & Work Model
- Remote-first with flexibility built in.
- Most roles can be done from almost anywhere within the country of employment.
- Some positions may occasionally require in-person work at an office; a few roles may be office-based due to the nature of the work.
- All new hires will be invited to attend an in-person onboarding experience.
For positions based in San Francisco or Los Angeles: the organization considers qualified applicants with arrest and conviction records, as required by law.
Interview Accessibility
The organization is committed to an inclusive interview process, including accommodations for candidates with disabilities.