Overview
The Legal, Compliance, and Public Affairs team helps support the organization’s growth by combining legal, compliance, and policy expertise to guide product development, shape growth initiatives, and build trust across its ecosystem.
This role supports efforts to build a diversified capitalization strategy and works closely with capital markets and bank partnerships business teams.
Responsibilities
- Support the capital markets team in building a network of capital sources and strategies, including capital markets international expansion
- Support the bank partnerships team in building a network of originating and card issuing partner banks
- Guide financing transactions and initiatives from a legal perspective, from strategy discussions through deal execution
- Draft, review, and negotiate US and international capital markets deal documents, including:
- credit and security agreements
- loan sale agreements
- indentures
- officer certificates
- board and shareholder resolutions
- side letters
- Apply knowledge of lending and securities laws and regulations relevant to capital markets transactions
- Communicate legal advice clearly, concisely, and in a timely manner
- Assist with other special projects as needed
Requirements
- 5+ years of relevant law-firm experience; additional in-house experience is preferred (particularly from a high-growth fintech start-up)
- JD degree from a well-regarded law school and membership (in good standing) in a US state bar
- Prior experience with structured and/or debt finance, including:
- term, revolving, and asset-based lending
- warehouse and asset-backed financing
- loan sales
- securitizations
- creative forms of funding
- Outstanding integrity and work ethic
- Excellent business judgment and interpersonal skills to facilitate negotiations with internal and external customers
- Strong interpersonal and problem-solving skills; meticulous attention to detail; maturity; business-minded judgment; proactivity; and a strong attitude
- Proven experience as a key contributing member of a high-performing team
- Self-motivation and willingness to take ownership of projects
- Ability to work efficiently both independently and as part of a team
Preferred Qualifications
- Some additional in-house experience, particularly from a high-growth fintech start-up
Compensation & Benefits
Pay Grade: M
Equity Grade: 6
Employees new to the organization typically come in at the start of the pay range. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000
USA base pay range (all other U.S. states) per year: $164,000 - $224,000
Benefits highlights include:
- Health coverage at no cost: the organization covers 100% of premiums for employees and their dependents
- Spending stipends: monthly stipends for your tech setup and the ability to choose health and wellness options
- Flexible time off and generous holiday calendars
- Employee stock purchase plan (ESPP) to buy stock at a discount
Please note that visa sponsorship is not available for this position.
Location
Remote-first with flexibility built in.
- Most roles can be done from almost anywhere within the country of employment
- Some positions may occasionally require in-person work at an office, and a few are office-based due to the nature of the work
- All new hires will be invited to attend an in-person onboarding experience
For positions based in San Francisco or Los Angeles: the organization considers qualified applicants with arrest and conviction records, as required by law.