Overview
This role supports capital markets and corporate affairs initiatives through legal guidance. The position reports to the Director, Capital Markets Counsel and works closely with capital markets and bank partnerships business teams.
The Legal, Compliance, and Public Affairs team combines legal, compliance, and policy expertise to guide growth, shape products, and build trust across the organization.
Responsibilities
- Support the capital markets team in building and expanding the network of capital sources and strategies, including capital markets international expansion.
- Support the bank partnerships team in building the network of originating and card issuing partner banks.
- Guide financing transactions and initiatives from a legal perspective, from strategy discussions through deal execution.
- Draft, review, and negotiate U.S. and international capital markets deal documents, including:
- credit and security agreements
- loan sale agreements
- indentures
- officer certificates
- board and shareholder resolutions
- side letters
- Demonstrate knowledge of lending and securities laws and regulations relating to capital markets transactions.
- Provide legal advice in a clear, concise, and timely manner.
- Assist with other special projects as needed.
Requirements
- 5+ years of relevant law-firm experience; additional in-house experience is preferred (particularly if from a high-growth fintech start-up).
- JD degree from a well-regarded law school.
- Membership in good standing in a U.S. state bar.
- Prior legal experience in structured and/or debt finance, including:
- term, revolving, and asset-based lending
- warehouse and asset-backed financing
- loan sales
- securitizations
- creative forms of funding
- Strong integrity and work ethic.
- Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers.
- Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, an eye for business, proactivity, and a positive attitude.
- Proven ability as a key contributing member of a high-performing team.
- Self-motivation and willingness to take ownership of projects.
- Ability to work efficiently both independently and as part of a team.
Preferred Qualifications
- Some additional in-house experience is preferred (particularly if it is from a high-growth fintech start-up).
Compensation & Benefits
- Pay Grade: M
- Equity Grade: 6
- Employees new to the organization typically come in at the start of the pay range.
Base pay range (per year):
- USA (CA, WA, NY, NJ, CT): $185,000 - $245,000
- USA (all other U.S. states): $164,000 - $224,000
Base pay is part of a total compensation package that may include:
- equity rewards
- monthly stipends for health, wellness, and tech spending
- benefits, including 100% subsidized medical coverage and dental and vision for you and your dependents
Location & Work Arrangement
- Remote-first with flexibility built in. Most roles can be done from almost anywhere within the country of employment.
- Some positions may occasionally require in-person work at an office; a few are office-based.
- All new hires will be invited to attend an in-person onboarding experience.
Additional Information
- Visa sponsorship is not available for this position.
- The organization considers qualified applicants with arrest and conviction records for positions based in San Francisco or Los Angeles, as required by law.
- Inclusive interview process includes accommodations for candidates with disabilities.