Legal Counsel Lead, Capital Markets

Overview

This role involves serving as Lead Counsel, Capital Markets, supporting the capital markets and finance teams in structuring and negotiating a variety of complex financial transactions. The position requires collaboration with internal teams and external sophisticated institutional investors to drive innovative deal structures and support the organization's funding objectives.

Responsibilities

• Support capital markets and finance teams in purchase and sale agreements, securitization transactions, liquidity arrangements, and day-to-day legal matters
• Review, draft, and negotiate transactional documents with institutional investors including asset managers, private equity funds, hedge funds, and pension funds
• Manage deal flow and coordinate with outside counsel on structuring and executing securitization transactions such as pass-throughs and asset-backed securitizations
• Collaborate with internal stakeholders across product, operations, compliance, accounting, tax, treasury, and finance teams to ensure consistency and provide subject matter expertise on capital markets and investor channels
• Develop and improve processes and templates to support a rapidly growing business
• Partner with product-regulatory colleagues to anticipate and address regulatory challenges
• Create internal educational materials on various legal risks

Requirements

• Juris Doctor (J.D.) degree with strong academic credentials
• Membership in a state bar
• Minimum 12 years of experience including both large law firm and in-house roles, preferably in structured finance, debt finance, or related areas
• Proven ability to draft and negotiate sophisticated transactional documents
• Strong communication skills with the ability to provide clear, practical legal advice promptly
• Self-starter comfortable working in a fast-paced environment with competing priorities
• Team-oriented with a collaborative mindset

Preferred Qualifications

• Experience at a fintech company focused on lending or credit markets
• Membership in the California or New York bar
• Demonstrated ability to develop scalable legal processes and procedures

Compensation & Benefits

• Anticipated base salary range: $144,000 - $229,000 USD, dependent on geographic location, skills, experience, and education
• Target bonuses and equity compensation with quarterly vesting
• Generous 401(k) plan with employer matching of $2 for every $1 contributed, up to $15,000 annually
• Employee Stock Purchase Plan with discounted stock purchase options
• Comprehensive medical, dental, and vision coverage with 90% to 100% employer coverage depending on plan choice
• Health Savings Account contributions for eligible plans
• Company-paid Basic Life, AD&D, Short- and Long-Term Disability insurance with options for supplemental coverage
• Paid time off, sick and safe time, company holidays, and paid family/parental leave
• Family-centered benefits supporting fertility, parenthood, and caregiving
• Employee Assistance Program offering mental health and life resources
• Financial wellness resources including planning tools and concierge service
• Annual wellness and productivity allowances
• Opportunities for connection through team events, onsite meetings, and employee resource groups
• Onsite perks such as catered lunches and stocked micro-kitchens at offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026)

Location

• Remote position with flexibility to work from anywhere in the U.S.
• Team operates primarily on East and West Coast time zones
• Occasional in-person collaboration encouraged through quarterly onsite meetings lasting 2-4 days

Equal Opportunity

The employer is committed to inclusive and fair hiring practices and provides reasonable accommodations during the hiring process upon request.