Overview
This role involves serving as Senior Counsel, Bank Regulatory, providing expert legal guidance on prudential banking regulation as it applies to stablecoins, payments, custody, and blockchain-based financial infrastructure. The position requires advising senior leadership on regulatory strategy, engaging with U.S. banking regulators, and applying traditional supervisory frameworks to innovative financial products and operating models.
Responsibilities
- Advise on the application of U.S. federal and state banking laws and supervisory expectations related to stablecoin, payments, custody, and settlement activities.
- Act as the primary legal liaison with prudential regulators such as the OCC, Federal Reserve, FDIC, and state banking authorities regarding licensing, examinations, supervisory matters, and regulatory changes.
- Translate traditional bank regulatory concepts—including safety and soundness, governance, risk management, and internal controls—into practical guidance for digital asset and blockchain-based systems.
- Collaborate closely with Compliance, Product, Engineering, and Risk teams to structure new products consistent with supervisory expectations.
- Support regulatory strategy for banking-adjacent entities and regulated financial institution partnerships.
- Review new product proposals, control frameworks, and operating models to ensure alignment with banking supervisory principles.
- Manage and coordinate external regulatory counsel to maintain consistent positions across jurisdictions and regulatory bodies.
Requirements
- Juris Doctor (JD) or equivalent degree with admission to practice law in the United States.
- Minimum of 10 years of legal experience focused on bank regulatory law, prudential supervision, or financial regulation.
- Prior experience working at a banking regulatory agency (e.g., OCC, Federal Reserve, FDIC, CFPB, or state banking regulator) or substantial experience representing clients before such agencies.
- Deep knowledge of U.S. banking laws and supervisory frameworks, including safety and soundness, governance, risk management, BSA/AML, consumer protection, and payments regulation.
- Demonstrated experience advising on or supervising technology-driven or innovative financial products such as digital assets, payment networks, custody, or novel settlement mechanisms.
- Strong ability to engage credibly with regulators and articulate regulatory positions both in writing and during supervisory dialogue.
- Familiarity with generative AI models (e.g., ChatGPT, Gemini) and prompt development.
Preferred Qualifications
- Experience advising fintech, crypto, or digital asset companies on prudential regulatory issues.
- Experience supporting regulated entities through licensing, chartering, or supervisory examinations.
- Background or exposure to stablecoins, tokenized assets, or blockchain-based financial infrastructure.
- Strong familiarity with financial institution partnerships and bank-fintech operating models.
Compensation & Benefits
- Base pay range: $230,000 - $297,500
- Compensation is determined by factors including relevant experience, skill set, qualifications, and organizational needs.
- Equal opportunity employer committed to non-discrimination based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other protected status.
- Participation in E-Verify program where required by law.
- Accommodations available during the interview process for candidates with disabilities.
Location
Information about the work location or remote work options was not specified.