Overview
The organization is seeking a Senior Counsel, Capital Markets to join the Corporate Affairs function within the Legal, Compliance, and Public Affairs team. This role will lead and advise on efforts to build a diversified capitalization strategy, supporting work across capital markets transactions and partner bank initiatives.
Responsibilities
- Advise and support the capital markets team in building a network of capital sources and strategies, including capital markets international expansion
- Advise and support the bank partnerships team in building a network of originating and card issuing partner banks
- Independently lead financing transactions and bank partner initiatives from a legal perspective, from strategy discussions through deal execution and maintenance beyond closing
- Draft, review, and negotiate US and international capital markets deal documents, including:
- Credit and security agreements
- Loan sale agreements
- Indentures
- Officer certificates
- Board and shareholder resolutions
- Side letters
- Apply expert knowledge of lending and securities laws and regulations relating to capital markets transactions
- Communicate legal advice clearly, concisely, and in a timely manner
- Coordinate with cross-functional teams as a capital markets and/or bank partnership legal main point of contact and contribute to special projects
Requirements
- 7+ years of relevant law-firm experience; additional in-house experience is preferred (particularly from a high-growth fintech start-up)
- JD from a well-regarded law school
- Membership in good standing in a US state bar
- Prior legal experience in structured and/or debt finance, including (as applicable):
- Term, revolving, and asset-based lending
- Warehouse and asset-backed financing
- Loan sales
- Securitizations
- Creative forms of funding
- Strong integrity and work ethic
- Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers
- Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, business judgment, proactivity, and a strong attitude
- Proven experience as a key contributing member of a high-performing team
- Self-motivation and ability to take ownership of projects
- Ability to work efficiently both independently and as part of a team
Preferred Qualifications
- Experience related to capital markets international expansion
- In-house experience, particularly from a high-growth fintech start-up
Compensation & Benefits
Base Pay Grade: O
Equity Grade: 8
Employees new to the organization typically come in at the start of the pay range. Pay is based on factors including location, experience, and job-related skills.
Base pay ranges (per year):
- USA base pay range (CA, WA, NY, NJ, CT): $220,000 - $280,000
- USA base pay range (all other U.S. states): $195,000 - $255,000
Base pay is part of a total compensation package that may include:
- Equity rewards
- Monthly stipends for health, wellness, and tech spending
- Benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents)
Additional benefits highlights:
- Health coverage at no cost (100% of premiums for employees and dependents)
- Spending stipends for tech setup and health/wellness options
- Flexible time off and generous holiday calendar
- Employee stock purchase plan (ESPP) to buy company stock at a discount
Location
Remote-first with flexibility built in. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an office, and a few may be office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
Visa sponsorship: Not available for this position.
For positions based in San Francisco or Los Angeles: the organization considers qualified applicants with arrest and conviction records, as required by law.
Additional Information
The organization is committed to an inclusive interview process, including accommodations for candidates with disabilities. If you need support, accommodations are available.
This role reports to the Director, Capital Markets Counsel and will work closely with capital markets and bank partnerships business teams.