Overview
The Legal, Compliance, and Public Affairs team supports growth, product innovation, and trust by combining legal, compliance, and policy expertise across the organization’s ecosystem.
This role is a Senior Counsel, Capital Markets within the organization’s Corporate Affairs function. The position will lead and advise on efforts to build a diversified capitalization strategy and will collaborate closely with internal capital markets and bank partnerships teams.
Responsibilities
- Advise and support the capital markets team in building a network of capital sources and strategies, including capital markets international expansion
- Advise and support the bank partnerships team in building a network of originating and card issuing partner banks
- Independently lead financing transactions and bank partner initiatives from a legal perspective, from strategy discussions through deal execution and maintenance beyond closing
- Draft, review, and negotiate US and international capital markets deal documents, including:
- Credit and security agreements
- Loan sale agreements
- Indentures
- Officer certificates
- Board and shareholder resolutions
- Side letters
- Apply expert knowledge of lending and securities laws and regulations relating to capital markets transactions
- Communicate legal advice clearly, concisely, and in a timely manner
- Serve as a legal main point of contact for cross-functional teams and provide thought leadership on special projects
Requirements
- 7+ years of relevant law-firm experience; some additional in-house experience is preferred (particularly from a high-growth fintech start-up)
- JD degree from a well-regarded law school
- Membership in good standing in a US state bar
- Prior legal experience in structured and/or debt finance, including:
- Term, revolving, and asset-based lending
- Warehouse and asset-backed financing
- Loan sales
- Securitizations
- Creative forms of funding
- Outstanding integrity and work ethic
- Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers
- Strong interpersonal and problem-solving skills; meticulous attention to detail; maturity; good business judgment; proactivity; excellent attitude
- Proven experience as a key contributing member of a high-performing team
- Self-motivation and ability to take ownership of projects
- Ability to work efficiently both solo and as part of a team
Compensation & Benefits
- Base pay grade: O
- Equity grade: 8
- Employees new to the organization typically come in at the start of the pay range.
USA base pay range (per year):
- CA, WA, NY, NJ, CT: $220,000 - $280,000
- All other U.S. states: $195,000 - $255,000
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits including 100% subsidized medical coverage, dental and vision for you and your dependents.
Additional benefits highlights:
- Health coverage at no cost: 100% of premiums for employees and their dependents
- Monthly spending stipends for tech setup and flexibility to choose health and wellness options
- Flexible time off and generous holiday calendars
- Employee stock purchase plan (ESPP) to buy company stock at a discount
Location
- Remote-first with flexibility built in: Most roles can be done from almost anywhere within the country of employment.
- Some positions may occasionally require in-person work at an office; a few are office-based.
- All new hires will be invited to attend an in-person onboarding experience.
San Francisco or Los Angeles: The organization considers qualified applicants with arrest and conviction records as required by law.
Visa sponsorship: Visa sponsorship is not available for this position.