Overview
This role is within the Legal, Compliance, and Public Affairs team, supporting growth and product innovation through legal and policy expertise. The position is for a Senior Counsel, Capital Markets within the organization’s Corporate Affairs function.
This attorney will lead and advise on efforts to build a diversified capitalization strategy and will work closely with capital markets and bank partnerships business teams.
Responsibilities
- Advise and support the capital markets team in building out a network of capital sources and strategies, including capital markets international expansion.
- Advise and support the bank partnerships team in building out a network of originating and card issuing partner banks.
- Independently lead financing transactions and bank partner initiatives from a legal perspective, including strategy discussions through deal execution and legal maintenance beyond closing.
- Draft, review, and negotiate US and international capital markets deal documents, including:
- credit and security agreements
- loan sale agreements
- indentures
- officer certificates
- board and shareholder resolutions
- side letters
- Apply expert knowledge of lending and securities laws and regulations related to capital markets transactions.
- Communicate legal advice clearly, concisely, and in a timely manner.
- Serve as a legal main point of contact for cross-functional teams on capital markets and/or bank partnerships efforts, providing thought leadership on other special projects.
Requirements
- 7+ years of relevant law-firm experience; some additional in-house experience is preferred (particularly from a high-growth fintech start-up).
- JD from a well-regarded law school and membership (in good standing) in a US state bar.
- Prior legal experience in structured and/or debt finance, including:
- term, revolving, and asset-based lending
- warehouse and asset-backed financing
- loan sales
- securitizations
- creative forms of funding
- Strong integrity and work ethic.
- Excellent business judgment and interpersonal skills to facilitate negotiations with internal and external stakeholders.
- Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, business-mindedness, proactivity, and a strong attitude.
- Proven experience as a key contributing member of a high-performing team.
- Self-motivation and ability to take ownership of projects.
- Ability to work efficiently both solo and as part of a team.
Preferred Qualifications
- Additional in-house experience, particularly from a high-growth fintech start-up.
Compensation & Benefits
Base Pay Grade: O
Equity Grade: 8
Employees new to the organization typically come in at the start of the pay range.
The organization uses a simple and transparent pay structure based on factors including location, experience, and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
USA base pay range (CA, WA, NY, NJ, CT) per year: $220,000 - $280,000
USA base pay range (all other U.S. states) per year: $195,000 - $255,000
Benefits highlights:
- Health coverage at no cost: 100% of premiums for employees and their dependents.
- Monthly spending stipends for tech setup, and ability to choose health and wellness options.
- Flexible time off and generous holiday calendars.
- Employee Stock Purchase Plan (ESPP): opportunity to buy stock at a discount.
Visa sponsorship is not available for this position.
Location
Remote-first with flexibility built in. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
For positions based in San Francisco or Los Angeles: the organization considers qualified applicants with arrest and conviction records as required by law.
The organization provides an inclusive interview process, including accommodations for candidates with disabilities.