Overview
This role is within the Legal, Compliance, and Public Affairs team and supports the organization’s Corporate Affairs function. The Senior Counsel, Capital Markets will lead and advise on efforts to build a diversified capitalization strategy, working closely with capital markets and bank partnerships teams.
Responsibilities
- Advise and support the capital markets team in developing a network of capital sources and strategies, including capital markets international expansion
- Advise and support the bank partnerships team in building a network of originating and card issuing partner banks
- Independently lead financing transactions and bank partner initiatives from a legal perspective, including strategy discussions, deal execution, and post-closing maintenance
- Draft, review, and negotiate US and international capital markets deal documents, including:
- credit and security agreements
- loan sale agreements
- indentures
- officer certificates
- board and shareholder resolutions
- side letters
- Apply expert knowledge of lending and securities laws and regulations relevant to capital markets transactions
- Communicate legal advice clearly, concisely, and in a timely manner
- Serve as a primary legal point of contact for cross-functional teams, providing thought leadership on special projects
Requirements
- 7+ years of relevant law-firm experience; additional in-house experience preferred (particularly from a high-growth fintech start-up)
- JD degree from a well-regarded law school and membership in good standing in a US state bar
- Prior legal experience in structured and/or debt finance, including combinations of:
- term, revolving, and asset-based lending
- warehouse and asset-backed financing
- loan sales
- securitizations
- creative forms of funding
- Demonstrated integrity and work ethic
- Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers
- Strong interpersonal and problem-solving skills with meticulous attention to detail, maturity, proactivity, and a positive attitude
- Proven experience contributing to a high-performing team
- Self-motivation and ability to take ownership of projects
- Ability to work efficiently both independently and as part of a team
Preferred Qualifications
- Some in-house experience, particularly in a high-growth fintech start-up environment
Compensation & Benefits
- Base Pay Grade: O
- Equity Grade: 8
- Employees new to the organization typically come in at the start of the pay range.
- Base pay is part of a total compensation package that may include:
- equity rewards
- monthly stipends for health, wellness, and tech spending
- benefits including 100% subsidized medical coverage, dental, and vision for you and your dependents
- USA base pay range (CA, WA, NY, NJ, CT) per year: $220,000 - $280,000
- USA base pay range (all other U.S. states) per year: $195,000 - $255,000
Additional benefits include:
- Health coverage at no cost: 100% of premiums for employees and their dependents
- Monthly spending stipends to support tech setup and health/wellness options
- Flexible time off and generous holiday calendars
- Employee Stock Purchase Plan (ESPP) to buy stock at a discount
Location
- Remote-first with flexibility built in: Most roles can be done from almost anywhere within the country of employment.
- Some positions may occasionally require in-person work at an office, and a few are office-based due to the nature of the work.
- All new hires are invited to attend an in-person onboarding experience.
Note: Visa sponsorship is not available for this position.
For positions based in San Francisco or Los Angeles: qualified applicants with arrest and conviction records are considered, as required by law.