Senior Legal Counsel, Capital Markets

Overview

This role involves serving as Lead Counsel for Capital Markets, supporting the capital markets and finance teams in various transactional and operational legal matters. The position requires expertise in structured finance, debt finance, and securitization transactions, working closely with internal teams and sophisticated institutional investors.

Responsibilities

• Support capital markets and finance teams with purchase and sale agreements, securitization transactions, liquidity arrangements, and day-to-day legal operations
• Review, draft, and negotiate transactional documents with institutional investors such as asset managers, private equity funds, hedge funds, and pension funds
• Manage deal flow and coordinate with outside counsel on structuring and executing securitization transactions, including pass-throughs and asset-backed securitizations
• Collaborate with internal and external stakeholders to ensure consistency across documents and provide subject matter expertise on capital markets and investor channels
• Develop and improve processes and templates to support a rapidly growing business
• Partner with product and regulatory colleagues to anticipate and address regulatory challenges
• Create internal educational materials on various legal risks

Requirements

• J.D. degree with strong academic credentials and active state bar membership
• Minimum 12 years of experience, including both large law firm and in-house roles in structured finance, debt finance, or related areas
• Proven ability to draft and negotiate complex transactional documents
• Strong communication skills with the ability to provide clear, concise, and practical legal advice
• Self-starter comfortable working in a fast-paced environment with competing priorities
• Eagerness to develop expertise in new or unfamiliar products and legal areas
• Team-oriented with a collaborative mindset

Preferred Qualifications

• Experience at a fintech company focused on lending or credit markets
• Membership in the California or New York bar
• Demonstrated ability to develop scalable processes and procedures

Compensation & Benefits

• Anticipated base salary range: $208,000 - $331,000 USD, dependent on geographic location, skills, experience, and education
• Target bonuses and equity compensation with quarterly vesting
• Generous 401(k) plan with employer matching of $2 for every $1 contributed, up to $15,000 annually
• Employee Stock Purchase Plan with discounted stock purchase options
• Affordable medical, dental, and vision coverage with 90% to 100% employer coverage depending on plan choice
• Health Savings Account contributions for eligible plans
• Company-paid Basic Life, AD&D, Short- and Long-Term Disability coverage, with options for supplemental coverage
• Paid time off, sick and safe time, company holidays, and paid family and parental leave
• Family-centered benefits supporting fertility, parenthood, and caregiving
• Employee Assistance Program offering mental health support and life resources
• Financial wellness resources including planning tools and concierge service
• Annual wellness allowance for physical, emotional well-being, and personal development
• Annual productivity allowance for tools and resources to support remote or in-office work
• Opportunities for connection through team events, onsite meetings, company updates, and employee resource groups
• Onsite perks such as catered lunches and stocked micro-kitchens at offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026)

Location

• Remote position with a digital-first approach
• Team operates primarily on East and West Coast time zones
• Occasional in-person collaboration encouraged through quarterly onsite meetings lasting 2-4 days

Equal Opportunity

The employer is committed to inclusive and fair hiring practices and provides reasonable accommodations throughout the hiring process upon request.