Overview
This role involves serving as Senior Regulatory Counsel focused on regulatory matters across the Americas region within the payments and financial services sector. The position requires advising on complex regulatory issues including licensing, money transmission, and compliance obligations, supporting cross-border product offerings, and contributing to regional regulatory strategy.
Responsibilities
- Handle regulatory legal issues related to business operations in the Americas.
- Provide strategic advice on existing licenses/registrations and potential future license applications to support business scaling.
- Monitor and report on regulatory trends and developments in payments and financial services across the Americas.
- Collaborate with Product Legal, Regulatory Compliance, Risk, and Financial Crime Compliance teams to ensure compliance with applicable laws and regulations.
- Support new market entry and expansion of regulatory licenses by providing regulatory mapping and licensing advice.
- Liaise with senior stakeholders globally to provide timely and pragmatic regulatory legal advice and risk assessments.
- Manage external legal counsel and consultants in the Americas to ensure high-quality and cost-effective support.
- Utilize AI and other tools to improve the efficiency and effectiveness of the Regulatory Legal team.
- Provide legal advice on ongoing regulatory compliance and submission of regulatory reports and filings.
- Support government relations outreach to legislators and regulatory agencies in key Americas markets.
Minimum Qualifications
- Qualified lawyer with at least 8 years of relevant post-qualification experience.
- Strong regulatory experience in fintech, reputable law firms, or financial institutions, ideally with exposure to payments, e-money, FX, remittances, and/or card issuing in the Americas.
- Proven success advising on regulatory matters, handling submissions, filings, and strategy in financial services or payments.
- Experience engaging directly with regulators in key Americas jurisdictions (federal and state/provincial).
- Deep understanding of the financial services regulatory environment in the Americas.
- Strong stakeholder management skills with ability to work cross-functionally.
- Proactive, results-driven, and able to manage multiple priorities and deadlines.
- Ability to explain complex legal topics to non-lawyers and provide business-relevant solutions.
- Collaborative team player comfortable with ambiguity and fast-paced environments.
Preferred Qualifications
- Combination of private practice and in-house experience.
- Experience supporting market expansion and launching new regulatory licenses in fintech, payments, or financial services.
- Knowledge of consumer and commercial regulatory matters including state money transmitter licensing and federal prudential regulations such as Reg E, UDAAP, and TILA.
- Experience with RegTech, LegalTech, or AI tools to enhance legal functions.
- Familiarity with Canadian payment processing, money services business regulations, RPAA, Fintrac, and provincial financial licensing.
Compensation & Benefits
- Salary range: $200,000 - $280,000
Location
- Americas region (specific location details not provided)
Additional Information
- The role requires managing regulatory compliance and legal risk in a dynamic, fast-growing environment.
- Candidates must be prepared to engage with regulators and internal stakeholders to support business objectives.
- The employer is an equal opportunity organization committed to diversity and inclusion.
- Applicants should be cautious of recruitment scams; official communications will come from verified company email addresses only.