Overview
An insurance organization is seeking an experienced Insurance Claims Attorney specializing in Municipal Risk to join their Casualty Claims team. This role involves managing litigated and non-litigated claims primarily under Auto and General Liability coverages, with potential exposure to Law Enforcement, Public Officials, and Employment Practices Liability policies across multiple jurisdictions. The position offers a hybrid work schedule or remote work eligibility depending on candidate location.
Responsibilities
- Interpret insurance coverage and issue coverage determinations.
- Collaborate with outside counsel and manage complex litigation.
- Investigate and evaluate liability and damages.
- Draft detailed coverage position letters.
- Develop strategies for effective claim resolution.
- Establish accurate reserves and maintain clear, organized claim files.
- Manage claims with increasing independence and professional judgment.
- Communicate confidently with insureds, brokers, and counsel.
- Conduct independent investigations and coverage analyses.
Performance Objectives
- Within 30 days: Gain working knowledge of Auto, General Liability, Law Enforcement, Public Officials, and Employment Practices Liability policies; understand claims-handling procedures and system tools; begin handling lower-complexity claims independently.
- Within 60–90 days: Manage a growing inventory of claims with action plans for reserving and resolution.
- Within 180 days: Obtain required adjusting licenses as per company or state requirements.
- Within 6 months: Work independently drafting coverage letters and resolving claims within authority, with limited supervision.
Requirements
- Juris Doctor (J.D.) degree required.
- Minimum 5 years of relevant legal experience; at least 2 years in insurance claims or coverage analysis preferred.
- State Adjuster's License(s) or willingness to obtain/reactivate license(s) within 3 months of employment.
- Intermediate proficiency in Microsoft Outlook, Word, Excel, and PowerPoint.
- Exceptional written and verbal communication skills.
- Strong analytical, organizational, and problem-solving abilities.
- Professional judgment and ability to manage multiple priorities in a fast-paced environment.
- Effective negotiation and interpersonal skills.
Additional Details
- Travel up to 15% may be required.
- Candidates should include a cover letter and salary requirements with their application.
Compensation & Benefits
- Competitive salary.
- Comprehensive benefits package.
- Matching 401(k) plan.
- Supportive hybrid/remote work environment.
Location
Hybrid or remote work schedule, with remote eligibility dependent on candidate location.