Counsel II, Capital Markets

Overview

This role supports the organization’s Corporate Affairs function within the Legal, Compliance, and Public Affairs team. The position involves advising on capital markets strategy and transactions, including U.S. and international financing initiatives.

The attorney will report to the Director, Capital Markets Counsel and work closely with capital markets and bank partnerships business teams.

Responsibilities

• Support the capital markets team in building a network of capital sources and strategies, including capital markets international expansion.
• Support the bank partnerships team in building a network of originating and card issuing partner banks.
• Guide financing transactions and initiatives from a legal perspective, from strategy discussions through deal execution.
• Draft, review, and negotiate U.S. and international capital markets deal documents, including:
  • credit and security agreements
  • loan sale agreements
  • indentures
  • officer certificates
  • board and shareholder resolutions
  • side letters
• Apply knowledge of lending and securities laws and regulations relevant to capital markets transactions.
• Communicate legal advice clearly, concisely, and in a timely manner.
• Assist with other special projects as needed.

Requirements

• 5+ years of relevant law-firm experience; some in-house experience is preferred (particularly from a high-growth fintech start-up).
• JD degree from a well-regarded law school.
• Membership (in good standing) in a US state bar.
• Prior legal experience in structured and/or debt finance, including (as applicable):
  • term, revolving, and asset-based lending
  • warehouse and asset-backed financing
  • loan sales
  • securitizations
  • creative forms of funding
• Outstanding integrity and work ethic.
• Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers.
• Strong interpersonal and problem-solving skills; meticulous attention to detail; maturity; strong work attitude; proactive mindset; and a clear eye for business.
• Proven experience as a key contributing member of a high-performing team.
• Self-motivation and willingness to take ownership of projects.
• Ability to work efficiently both independently and as part of a team.

Compensation & Benefits

• Pay Grade: M
• Equity Grade: 6
• Employees new to the organization typically come in at the start of the pay range.

Base pay range (per year):

• USA base pay range (CA, WA, NY, NJ, CT): $185,000 - $245,000
• USA base pay range (all other U.S. states): $164,000 - $224,000

Base pay is part of a total compensation package that may include:

• equity rewards
• monthly stipends for health, wellness, and tech spending
• benefits including 100% subsidized medical coverage, dental and vision for you and your dependents

Additional benefits include:

• Health coverage at no cost: 100% of premiums for employees and their dependents.
• Spending stipends for tech setup and the ability to choose health and wellness options.
• Flexible time off and generous holiday calendars.
• Employee stock purchase plan (ESPP) to buy company stock at a discount.

Visa sponsorship: not available for this position.

Location

Remote-first with flexibility built in. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an office, and a few are office-based due to the nature of the work. All new hires are invited to attend an in-person onboarding experience.

For positions based in San Francisco or Los Angeles: qualified applicants with arrest and conviction records are considered as required by law.