Counsel II, Capital Markets

Overview

The Legal, Compliance, and Public Affairs team helps support the organization as it scales and innovates by combining legal, compliance, and policy expertise. This work guides growth, shapes products, and builds trust across the organization’s ecosystem.

This role is within the corporate affairs function and focuses on capital markets and finance.

Responsibilities

• Support the capital markets team in building the organization’s network of capital sources and strategies, including capital markets international expansion.
• Support the bank partnerships team in building the organization’s network of originating and card issuing partner banks.
• Guide financing transactions and initiatives from a legal perspective, from strategy discussions through deal execution.
• Draft, review, and negotiate US and international capital markets deal documents, including:
  • Credit and security agreements
  • Loan sale agreements
  • Indentures
  • Officer certificates
  • Board and shareholder resolutions
  • Side letters
• Apply knowledge of lending and securities laws and regulations relevant to capital markets transactions.
• Communicate legal advice clearly, concisely, and in a timely manner.
• Assist with other special projects as needed.

Requirements

• 5+ years of relevant law-firm experience; additional in-house experience is preferred (particularly from a high-growth fintech start-up).
• JD degree from a well-regarded law school.
• Membership (in good standing) in a US state bar.
• Prior experience in structured and/or debt finance, including (as applicable):
  • Term, revolving, and asset-based lending
  • Warehouse and asset-backed financing
  • Loan sales
  • Securitizations
  • Creative forms of funding
• Outstanding integrity and work ethic.
• Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers.
• Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, an eye for business, proactivity, and a positive attitude.
• Proven experience as a key contributing member of a high-performing team.
• Self-motivation and willingness to take ownership of projects.
• Ability to work efficiently both solo and as part of a team.

Preferred Qualifications

• Some in-house experience (particularly if from a high-growth fintech start-up).

Compensation & Benefits

• Pay Grade: M
• Equity Grade: 6

Base pay range (part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits including 100% subsidized medical coverage, dental and vision for you and your dependents):

• USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000
• USA base pay range (all other U.S. states) per year: $164,000 - $224,000

Typical entry: Employees new to the organization typically come in at the start of the pay range.

Additional benefits highlights:

• Health coverage at no cost: 100% of premiums for employees and their dependents
• Spending stipends for tech setup
• Flexible time off and generous holiday calendars
• Employee stock purchase plan (ESPP) to buy stock at a discount

Visa sponsorship: Not available for this position.

Location

Remote-first with flexibility built in. Most roles can be performed from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an office, while a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

For positions based in San Francisco or Los Angeles: Qualified applicants with arrest and conviction records are considered as required by law.

Additional Information

Inclusive interview process with accommodations for candidates with disabilities.