Counsel II, Capital Markets

Overview

The organization is seeking a Counsel II, Capital Markets to join the Legal, Compliance, and Public Affairs team within the Corporate Affairs function. This role supports efforts to build a diversified capitalization strategy and provides legal support across capital markets and related finance activities.

This attorney will report to the Director, Capital Markets Counsel, and work closely with capital markets and bank partnerships business teams.

Responsibilities

• Support the capital markets team in building and expanding the organization’s network of capital sources and strategies, including capital markets international expansion
• Support the bank partnerships team in building and expanding the network of originating and card issuing partner banks
• Guide financing transactions and initiatives from a legal perspective, from strategy discussions through deal execution
• Draft, review, and negotiate US and international capital markets deal documents, including:
  • Credit and security agreements
  • Loan sale agreements
  • Indentures
  • Officer certificates
  • Board and shareholder resolutions
  • Side letters
• Demonstrate knowledge of and understanding of lending and securities laws and regulations relating to capital markets transactions
• Communicate legal advice clearly, concisely, and in a timely manner
• Provide assistance with other special projects

Requirements

• 5+ years of relevant law-firm experience; additional in-house experience preferred (particularly from a high-growth fintech start-up)
• JD from a well-regarded law school and membership (in good standing) in a US state bar
• Prior legal experience in structured and/or debt finance, including experience with combinations of:
  • Term, revolving, and asset-based lending
  • Warehouse and asset-backed financing
  • Loan sales
  • Securitizations
  • Creative forms of funding
• Outstanding integrity and work ethic
• Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers
• Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, and proactivity
• Proven experience as a key contributing member of a high-performing team
• Self-motivation and willingness to take ownership of projects
• Ability to work efficiently both independently and as part of a team

Compensation & Benefits

• Pay Grade: M
• Equity Grade: 6
• Employees new to the organization typically come in at the start of the pay range.

Base pay range (per year):

• $185,000 - $245,000 for CA, WA, NY, NJ, CT
• $164,000 - $224,000 for all other U.S. states

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits including 100% subsidized medical coverage plus dental and vision for employees and their dependents.

Benefits highlights:

• Health coverage at no cost (100% of premiums for employees and their dependents)
• Monthly spending stipends for tech setup and to choose health and wellness options
• Flexible time off and generous holiday calendar
• Employee stock purchase plan (ESPP) to buy stock at a discount

Location

• Remote-first with flexibility built in: Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an office, and a few may be office-based.
• All new hires are invited to attend an in-person onboarding experience.

Visa note: Visa sponsorship is not available for this position.

For positions based in San Francisco or Los Angeles: the organization considers qualified applicants with arrest and conviction records, as required by law.

Additional Information

The organization supports an inclusive interview process, including accommodations for candidates with disabilities.