Director, Coverage Counsel - Chicago, IL, Morristown, NJ, Jersey City, NJ or Remote

Overview

This role is responsible for outcomes on severe or complex claims within the General Liability line of business. The Director & Coverage Counsel provides coverage guidance and claim strategy support for specific matters, including declaratory judgment actions and coverage analysis.

Responsibilities

• Handle declaratory judgment actions related to General Liability, in which a company entity is named as a party.
• Collaborate with front-line claim employees and managers in the General Liability claims group to provide coverage analysis.
• Review coverage position letters to support the best possible result on every claim.
• Assist with analysis of risk transfer issues, including:
  • Evaluation of additional insured status
  • Contractual indemnification
  • Pursuit of risk transfer opportunities to maximize recovery and minimize company exposure
• Support additional claim-related activities, which may include:
  • Review of Time Limited Demands
  • Allegations of unfair claim practices
  • Interaction with underwriting partners
  • Addressing case strategies
• As a member of the General Liability claims team, assist in confirming that claim investigation and disposition strategy are appropriate for each claim, and that appropriate and timely coverage analyses are completed and positions established.
• When matters are in litigation, assist in ensuring proper and competent attorneys are assigned and that litigation management strategies are developed and employed.
• Work closely with General Liability underwriting and risk engineering partners to provide feedback on policy forms and claim analysis.

Requirements

• 3–5 years’ experience in a technical claim handling role, specifically in General Liability claims (preferred).
  • Commercial property & casualty company or a self-insured company experience preferred.
• 8+ years of Legal experience at a law firm handling insurance coverage issues in General Liability matters will also be considered in lieu of claims handling experience.
• Legal experience litigating coverage lawsuits, declaratory judgments, or other litigation is preferred.
• Demonstrated General Liability coverage experience, including (but not limited to):
  • Premises liability
  • Product/completed operations
  • Bodily injury and property damage
  • Additional insured
  • Contractual indemnity issues
  • Primary vs. excess/other insurance disputes
  • Declaratory judgments
  • Applicable Federal & State statutory rules
• Major claim adjustment and coverage analysis experience is a plus.
• Supervisory experience is a plus.
• Juris Doctorate required.
• Proven creative problem-solving abilities.
• Excellent written and oral presentation skills.
• Proficient with computers and Microsoft Office (Outlook, Word, and Excel).
• Excellent interpersonal skills with the ability to lead and work cooperatively.
• Ability to adapt to change.
• Ability to travel by automobile and all forms of public transportation required.
• Ability to comply with departmental policies and procedures, including authority levels, to comply with the organization’s risk management controls.

Preferred Qualifications

• Major claim adjustment and coverage analysis experience
• Supervisory experience

Compensation & Benefits

• Competitive compensation package
• Generous 401K employer match
• Employee Stock Purchase plan with employer matching
• Generous Paid Time Off
• Excellent benefits beyond health, dental & vision, including programs focused on your whole family’s wellness (physical, mental, and financial wellbeing)
• Tuition reimbursement, industry-related certifications, and professional training
• Opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs

Location

Claims Director & Coverage Counsel locations: Chicago, IL; Morristown, NJ; Jersey City, NJ; or Remote.

For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to the organization’s privacy notices and policies.

Salary range (California residents only): annualized base pay for the advertised position located in the specified area ranges from a minimum of $119,700.00 to a maximum of $200,00.00. The actual compensation is determined by various factors, including market pay for the jobs at each level, responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range.