Overview
This role handles advanced-level, primarily litigated commercial third-party general liability losses in a paperless environment. Strong communication skills—both verbal and written—are essential.
The position is based in the Scottsdale, AZ office, with the option to work remotely for a highly qualified candidate.
Responsibilities
- Review and set up new loss assignments in a timely manner in compliance with Department guidelines and best practices.
- Establish appropriate initial loss and expense reserves and regularly evaluate files for adequacy, accuracy, and adherence to reserving guidelines.
- Analyze and interpret policy language in conjunction with specific loss facts to reach appropriate coverage decisions.
- Draft frequent and complex coverage correspondence, including reservation of rights and coverage disclaimers in compliance with various state statutes and regulations.
- Compose other detailed correspondence to insureds, claimants, attorneys, agents, and Regulatory agencies.
- Proactively manage primarily litigated claim files from inception to closure, including:
- Identification and investigation of coverage, liability, and damage issues
- Determination and efficient execution of an appropriate plan of action
- Prompt, economical file resolution in compliance with Department guidelines and best practices
- Clearly document all claim file activity, including current strategy, plan of action, and exit plan in file notes.
- Demonstrate comprehensive coverage analysis, investigation, evaluation, and negotiation skills at an advanced level.
- Direct and control the activities and costs of numerous outside vendors, including defense counsel and coverage counsel, experts, and independent adjusters.
- Effectively present and discuss loss facts and issues in roundtable discussions with peers and members of management at all levels.
- Compose and transmit Large Loss Reports and other detailed reporting documents on a regular and timely basis as appropriate.
- Manage and monitor file caseload using various resources.
- Obtain all required state adjuster licenses and maintain them as required via compliance with mandatory continuing education requirements.
- Serve as a technical resource within the Department through mentoring and knowledge-sharing (one-on-one, small groups, and presentations).
- Meet with intern personnel and others as needed to provide job function overview and/or specific subject-matter training.
- Participate occasionally in projects and initiatives led by other departments and/or other organizations, including audits, workshops, focus groups, and task forces.
- Initiate appropriate communication with members of management and other Departments.
- Attend internal and external seminars and other training events and provide feedback to peers and/or members of management.
- Other duties may be assigned.
Qualifications
- 12+ years of insurance experience, with a strong background in commercial general liability claims examination and coverage analysis.
- Intermediate knowledge of computer programs in a Windows environment, including Word, Excel, and E-mail.
- Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
- Ability to write reports, business correspondence, and procedure manuals.
- Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
- Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community.
- Ability to effectively communicate on the telephone.
Preferred Qualifications
No preferred qualifications listed.
Compensation & Benefits
- Paid parental leave: Childbirth Recovery Leave and Primary Caregiver Leave, up to a maximum of 12 weeks of paid leave.
- Medical, Dental, and Vision coverage options, plus Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) choices.
- 401(k) program, profit sharing, stock purchase plan, life insurance, and travel accident insurance options.
- One paid day off per year to volunteer at a local charity.
- Tuition assistance and Industry-Related Education and Exam programs.
- Special cell phone service discounts.
- Flexible work arrangements.
- On-site newly renovated fitness center (free to use for employees); yoga and other classes available for a nominal fee.
- Equal employment opportunity employer.
- Unsolicited resumes from external recruiting agencies or firms are not accepted.
The actual salary will be determined by factors including the scope, complexity, and location of the role; the candidate’s skills, education, training, credentials, and experience; and other conditions of employment.
Location
- Primary location: Scottsdale, AZ.
- Remote work may be available for a highly qualified candidate.
Sponsorship
Sponsorship not offered for this role.