Product Counsel

Overview

This role involves providing day-to-day product and regulatory legal counseling focused on a U.S.-centered payouts platform. The position requires partnering with Product, Engineering, Compliance, and Operations teams from early design stages through launch and scaling, offering clear and actionable guidance.

Responsibilities

• Provide legal counsel on product and regulatory matters related to payments and consumer protection.
• Translate U.S. financial regulatory requirements into practical product guardrails, customer-facing terms and disclosures, and internal guidance.
• Lead negotiation and drafting of customer agreements and related terms, working closely with commercial attorneys to maintain fast cycle times and consistent standards.
• Develop playbooks, checklists, and templates to streamline decision-making and reduce repetitive inquiries.
• Support various legal and operational tasks as needed in a small, dynamic team environment.

Requirements

• 4–6 years of legal experience, ideally combining law firm and in-house roles, preferably within technology or fintech sectors.
• Strong foundation in U.S. financial regulatory issues relevant to payments and money movement, including consumer protection, payment rails, and partner-bank/processor models.
• Ability to discern when to handle issues independently and when to involve specialists.
• Excellent product counseling skills, capable of turning ambiguity into practical recommendations and facilitating tradeoff decisions.
• Proficient drafting and negotiation skills, able to manage a steady flow of agreements efficiently.
• Clear written communication skills and ability to build trust across remote teams.
• Juris Doctor (J.D.) degree and active bar membership in at least one U.S. jurisdiction.

Preferred Qualifications

• Experience working with bank partners, payment processors, card/prepaid programs, or other regulated payments infrastructure.
• Experience supporting audits or regulatory exams, responding to regulator or partner diligence, or managing outside counsel on specific matters.

Compensation & Benefits

• Base salary range: $180,000 to $275,000.
• Competitive equity package.
• 100% employer-covered health insurance (U.S.).
• Unlimited paid time off.
• Paid parental leave ranging from 12 to 16 weeks.

Location

• Fully remote position.
• Candidates must be located anywhere within the Americas.

Additional Information

• The role offers autonomous ownership with minimal meetings.
• The legal team is small and high-impact, providing meaningful influence on product development, contracting processes, and regulatory risk management.
• The work involves solving complex regulatory challenges with practical solutions in a fast-moving environment.