Senior Counsel, Capital Markets

Overview

This role is part of the Legal, Compliance, and Public Affairs team within the organization’s Corporate Affairs function. The position supports capital markets and related corporate initiatives, including advising on and leading financing transactions and bank partnership initiatives.

Responsibilities

• Advise and support the capital markets team in building a diversified network of capital sources and strategies, including capital markets international expansion
• Advise and support the bank partnerships team in building a network of originating and card issuing partner banks
• Independently lead financing transactions and bank partner initiatives from a legal perspective, including strategy discussions through deal execution and post-closing maintenance
• Draft, review, and negotiate US and international capital markets deal documents, including:
  • credit and security agreements
  • loan sale agreements
  • indentures
  • officer certificates
  • board and shareholder resolutions
  • side letters
• Apply expert knowledge of lending and securities laws and regulations relevant to capital markets transactions
• Provide clear, concise, and timely legal advice
• Serve as a legal main point of contact for capital markets and/or bank partnership efforts and coordinate with cross-functional teams; provide thought leadership on special projects

Requirements

• 7+ years of relevant law-firm experience; additional in-house experience is preferred (particularly if from a high-growth fintech start-up)
• JD degree from a well-regarded law school
• Membership in good standing in a US state bar
• Prior legal experience in structured and/or debt finance, including some combination of:
  • term, revolving, and asset-based lending
  • warehouse and asset-backed financing
  • loan sales
  • securitizations
  • creative forms of funding
• Outstanding integrity and work ethic
• Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers
• Strong interpersonal and problem-solving skills with meticulous attention to detail; maturity and proactivity
• Proven experience as a key contributing member of a high-performing team
• Self-motivation and ability to take ownership of projects
• Ability to work efficiently both independently and as part of a team

Preferred Qualifications

• Some in-house experience, particularly from a high-growth fintech start-up

Compensation & Benefits

Base Pay Grade: O
Equity Grade: 8

Employees new to the organization typically come in at the start of the pay range. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).

USA base pay range (CA, WA, NY, NJ, CT) per year: $220,000 - $280,000
USA base pay range (all other U.S. states) per year: $195,000 - $255,000

Benefits highlights

• Health coverage at no cost: 100% of premiums for employees and their dependents
• Monthly spending stipends for tech setup and to choose health and wellness options
• Flexible time off and generous holiday calendars
• Employee stock purchase plan (ESPP) to buy stock at a discount

Location & Work Authorization

• Remote-first with flexibility built in
• Most roles can be done from almost anywhere within the country of employment
• Some positions may occasionally require in-person work at an office; others may be office-based due to the nature of the work
• All new hires will be invited to attend an in-person onboarding experience

Please note that visa sponsorship is not available for this position.

For positions based in San Francisco or Los Angeles: qualified applicants with arrest and conviction records may be considered, as required by law.