Senior Counsel, Capital Markets

Overview

This role is part of the Legal, Compliance, and Public Affairs team and supports corporate growth through capital markets and related legal work. The organization is seeking a Senior Counsel, Capital Markets to lead and advise on efforts to build a diversified capitalization strategy.

Responsibilities

• Advise and support the capital markets team in building a network of capital sources and strategies, including capital markets international expansion.
• Advise and support the bank partnerships team in building a network of originating and card issuing partner banks.
• Independently lead financing transactions and bank partner initiatives from a legal perspective, from strategy discussions through deal execution and maintenance beyond closing.
• Draft, review, and negotiate US and international capital markets deal documents, including:
  • Credit and security agreements
  • Loan sale agreements
  • Indentures
  • Officer certificates
  • Board and shareholder resolutions
  • Side letters
• Apply expert knowledge of lending and securities laws and regulations relevant to capital markets transactions.
• Communicate legal advice clearly, concisely, and in a timely manner.
• Serve as a primary legal point of contact for cross-functional teams on capital markets and/or bank partnership initiatives, providing thought leadership on special projects.

Requirements

• 7+ years of relevant law-firm experience; additional in-house experience is preferred (particularly from a high-growth fintech start-up).
• JD degree from a well-regarded law school.
• Membership in good standing in a US state bar.
• Prior legal experience in structured and/or debt finance, including experience across areas such as:
  • Term, revolving, and asset-based lending
  • Warehouse and asset-backed financing
  • Loan sales
  • Securitizations
  • Creative forms of funding
• Strong integrity and work ethic.
• Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal stakeholders.
• Strong interpersonal and problem-solving skills; meticulous attention to detail; maturity; business judgment; proactivity; and a strong attitude.
• Proven experience as a key contributing member of a high-performing team.
• Ability to self-motivate and take ownership of projects; capable of working both independently and as part of a team.

Preferred Qualifications

• In-house experience, particularly in a high-growth fintech start-up environment.

Compensation & Benefits

• Base Pay Grade: O
• Equity Grade: 8
• Employees new to the organization typically come in at the start of the pay range.
• Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).

USA base pay range (CA, WA, NY, NJ, CT) per year: $220,000 - $280,000

USA base pay range (all other U.S. states) per year: $195,000 - $255,000

• Health coverage at no cost: 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends for tech setup and the ability to choose health and wellness options.
• Time off: Flexible time off and generous holiday calendars.
• Employee Stock Purchase Plan (ESPP): Opportunity to buy stock at a discount.

Location & Work Model

• Remote-first with flexibility built in: Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an office, and a few are office-based due to the nature of the work.
• All new hires will be invited to attend an in-person onboarding experience.

Visa sponsorship: Visa sponsorship is not available for this position.

For positions based in San Francisco or Los Angeles: qualified applicants with arrest and conviction records are considered, as required by law.