Senior Counsel, Capital Markets

Overview

This role is within the Legal, Compliance, and Public Affairs team and supports the organization’s Corporate Affairs function. The attorney will lead and advise on efforts to build a diversified capitalization strategy, partnering closely with capital markets and bank partnerships business teams.

Responsibilities

• Advise and support the capital markets team in building out a network of capital sources and strategies, including capital markets international expansion
• Advise and support the bank partnerships team in building out a network of originating and card issuing partner banks
• Independently lead financing transactions and bank partner initiatives from a legal perspective, from strategy discussions through deal execution and ongoing maintenance beyond closing
• Draft, review, and negotiate US and international capital markets deal documents, including:
  • Credit and security agreements
  • Loan sale agreements
  • Indentures
  • Officer certificates
  • Board and shareholder resolutions
  • Side letters
• Apply expert knowledge of lending and securities laws and regulations relating to capital markets transactions
• Communicate legal advice clearly, concisely, and on a timely basis
• Coordinate with cross-functional teams as a capital markets and/or bank partnership legal main point of contact, providing thought leadership on special projects

Requirements

• 7+ years of relevant law-firm experience; some additional in-house experience is preferred (particularly from a high-growth fintech start-up)
• JD degree from a well-regarded law school
• Membership in good standing in a US state bar
• Prior legal experience in structured and/or debt finance, including (as applicable):
  • Term, revolving, and asset-based lending
  • Warehouse and asset-backed financing
  • Loan sales
  • Securitizations
  • Creative forms of funding
• Strong integrity and work ethic
• Excellent business judgment and interpersonal skills for negotiations with external and internal customers
• Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, strong organizational skills, proactivity, and a positive attitude
• Proven experience as a key contributing member of a high-performing team
• Self-motivation and ability to take ownership of projects
• Ability to work efficiently both independently and as part of a team

Compensation & Benefits

Pay

• Base Pay Grade: O
• Equity Grade: 8
• Employees new to the organization typically come in at the start of the pay range.

Base Pay Range (per year)

• USA base pay range (CA, WA, NY, NJ, CT): $220,000 - $280,000
• USA base pay range (all other U.S. states): $195,000 - $255,000

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits.

Benefits Highlights

• 100% subsidized medical coverage; dental and vision for you and your dependents
• Monthly spending stipends for tech setup and to choose health and wellness options
• Flexible time off and generous holiday calendars
• Employee Stock Purchase Plan (ESPP) to buy stock at a discount

Location & Work Arrangement

Remote-first with flexibility built in. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Additional Information

• Visa sponsorship is not available for this position.
• For positions based in San Francisco or Los Angeles: the organization considers qualified applicants with arrest and conviction records, as required by law.
• Accommodations are available as part of an inclusive interview process for candidates with disabilities.