Senior Counsel - Employee Benefits (Remote or Hybrid)

Overview

The organization is seeking an attorney to support legal success and compliance for its Employee Benefits division. This role will be part of a team of four attorneys providing strategic legal guidance and support for supplemental health products and employer-provided life insurance.

Preference is given to candidates near the company’s key offices in Denver, Cedar Rapids, Baltimore, and Philadelphia, though remote candidates will be considered.

Responsibilities

• Provide legal advice and support for the development, filing, offering, and administration of life insurance products and services for the Employee Benefits division, including:
  • Term accident
  • Disability
  • Hospital indemnity
  • Executive health
  • Medical gap
  • Retiree medical
  • Medicare supplement
  • Employer-provided life products
• Prepare, review, and negotiate legal contracts, documents, and agreements (including marketing, distribution, administration, TPA, and/or vendor agreements) for review by senior team members.
• Research, counsel, and draft recommendations addressing regulatory challenges, including:
  • State-based claims processing requirements
  • Benefit coordination with group health plans
  • Benefit triggers and eligibility
  • ERISA’s preemption clause as it applies to state insurance mandates
• Advise on legal risks and potential impacts of business decisions, including escalated claims and consumer complaints.
• Monitor, review, and interpret changes in laws, rules, and regulations, particularly related to insurance regulations.
• As needed, support the Life Insurance division.
• Draft regulatory responses, disclosures, and other correspondence, including responses that may involve market conduct issues from state and federal regulators, for review by senior team members.
• Collaborate with internal compliance teams to develop and implement policies and procedures to mitigate legal risks.
• Handle legal matters that require identifying and evaluating multiple factors.

Requirements

• JD from an ABA accredited law school
• Member of the Bar in good standing of any US jurisdiction
• Five years of experience at a sophisticated law firm or in-house counsel with insurance regulatory legal experience and/or focus on supplemental health insurance, state insurance matters, and life insurance, with knowledge of relevant laws, rules, and regulations
• Effective communicator, both in writing and orally, with the intended audience
• Ability to exercise sound judgment in a fast-paced environment
• Ability to provide agile and adaptable legal advice
• Comfort working in a rapidly changing corporate environment
• Proficient using MS Office
• Effective organizational and project management skills, with the ability to manage multiple priorities
• Action-oriented, timely, and organized; able to prioritize workload with accuracy and attention to detail

Preferred Qualifications

• Experience with individual and group life insurance products
• Experience with voluntary benefits insurance products, including supplemental health and/or long-term care, and with the ACA, HIPAA and ERISA laws
• Demonstrated innovative thinking to generate and implement creative, cost-effective, realistic solutions that create business impact and support growth

Compensation & Benefits

• Salary range: $165,000 - $185,000 annually
  • This salary range is a good faith estimate; actual starting pay is determined by factors including qualifications, experience, geography, work location designation (in-office, hybrid, remote), and operational needs.
  • Salary may vary above and below the stated amounts, as permitted by applicable law.
• Annual bonus:
  • This position is typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at the organization’s discretion.

Location & Working Conditions

• Hybrid location for candidates near Baltimore/Cedar Rapids/Denver/Philadelphia (3 days in office)
• Remote location for candidates not near a core office location

Additional Information

• This job description is not a contract of employment or for any specific job responsibilities. The organization may change, add to, remove, or revoke the terms of this job description at its discretion, and managers may assign other duties and responsibilities as needed.
• In the event an employee or applicant requests or requires an accommodation to perform job functions, the applicable HR Business Partner should be contacted to evaluate the accommodation request.

Scam Awareness

Beware of fake job offers. Scammers may impersonate recruiters, particularly for remote positions. The organization will never request personal information such as ID or payment for equipment upfront. Official offers are sent via DocuSign following a verbal offer—not through text or email.