Senior Counsel - Employee Benefits (Remote or Hybrid)

Overview

This role is for an attorney supporting legal strategy and compliance within a team of four attorneys. The position primarily supports the Employee Benefits division, focused on supplemental health products and employer provider life insurance.

Preference is given to candidates near the four key offices (Denver, Cedar Rapids, Baltimore, Philadelphia), and remote candidates will be considered.

Responsibilities

• Provide legal advice and support in the development, filing, offering, and administration of life insurance products and services for the Employee Benefits division, including term accident, disability, hospital indemnity, executive health, medical gap, retiree medical, Medicare supplement, and employer-provided life products.
• Prepare, review, and negotiate legal contracts, documents, and agreements (including marketing, distribution, administration, TPA, and/or vendor agreements) for review by senior team members.
• Research, counsel, and draft recommendations addressing unique regulatory challenges, including:
  • State-based claims processing requirements
  • Benefit coordination with group health plans
  • Benefit triggers and eligibility
  • ERISA preemption as it applies to state insurance mandates
• Advise on legal risks and potential impacts of business decisions, including escalated claims and consumer complaints.
• Monitor, review, and interpret changes in laws, rules, and regulations, particularly those related to insurance.
• As needed, support the life insurance division.
• Draft regulatory responses, disclosures, and other correspondence, which may include market conduct issues from state and federal regulators, for review by senior team members.
• Collaborate with internal compliance teams to develop and implement policies and procedures to mitigate legal risk.
• Handle legal issues requiring analysis that identifies and evaluates multiple factors.

Qualifications

• JD from an ABA accredited law school.
• Member of the Bar in good standing of any US jurisdiction.
• Five years of experience at a sophisticated law firm or in-house counsel with insurance regulatory legal experience and/or a focus on supplemental health insurance, state insurance matters, and life insurance, with knowledge of relevant laws, rules, and regulations.
• Effective communication skills (writing and oral) for the intended audience.
• Sound judgment in a fast-paced environment.
• Ability to adapt and provide legal advice effectively in a rapidly changing corporate environment.
• Proficiency with MS Office.
• Strong organizational and project management skills with the ability to manage multiple priorities.
• Action-oriented, timely, and organized; able to prioritize accurately with attention to detail.

Preferred Qualifications

• Experience with individual and group life insurance products.
• Experience with voluntary benefits insurance products, including supplemental health and/or long-term care, and with the ACA, HIPAA and ERISA laws.
• Ability to develop and implement creative, cost-effective, and realistic solutions that support business impact and growth.

Location

• Hybrid for candidates near Baltimore, Cedar Rapids, Denver, or Philadelphia (3 days in office).
• Remote for candidates not near a core office location.

Compensation & Benefits

Compensation

• Salary generally ranges between $165,000 - $185,000 annually.
• Annual bonus eligibility is based on the Annual Bonus Plan/Individual Performance and is at the organization’s discretion.

Benefits (for eligible employees)

• Pension Plan
• 401k Match
• Employee Stock Purchase Plan
• Tuition Reimbursement
• Disability Insurance
• Medical Insurance
• Dental Insurance
• Vision Insurance
• Employee Discounts
• Career Training & Development Opportunities

Health and work/life balance

• Paid Time Off starting at 160 hours annually for employees in their first year of service.
• 10 paid holidays per year (typically mirroring the New York Stock Exchange (NYSE) holidays).
• Be Well Company holistic wellness program, including Wellness Coaching and Reward Dollars
• Parental Leave: 15 days of paid parental leave per calendar year to eligible employees with at least one year of service at the time of birth, placement of an adopted child, or placement of a foster care child.
• Adoption Assistance
• Employee Assistance Program
• Back-Up Care Program
• PTO for Volunteer Hours
• Employee Matching Gifts Program
• Employee Resource Groups
• Inclusion and Diversity Programs
• Employee Recognition Program
• Referral Bonus Programs

Additional Information

• This role description is not a contract of employment and may be updated by the employer at its discretion.
• Beware of fake job offers; the employer will not request personal information such as ID or payment for equipment upfront, and official offers are sent via DocuSign following a verbal offer—not through text or email.