Wholesale Banking Loan Closer (Remote in Jacksonville, FL or Atlanta, GA)

Overview

This role coordinates, prepares, and reviews loan documentation for complex, high-dollar commercial loan transactions. The position ensures accuracy and adherence to loan approval requirements, bank policy, regulations, and applicable laws. Responsibilities include managing exceptions, escalating potential risks, resolving issues, and supporting timely closing through structured workflows.

Responsibilities

• Facilitate the closing of multiple large-dollar, complex commercial loans simultaneously.
• Review loan type, approval terms and conditions, bank policy, and regulations to determine closing requirements and develop a due diligence/closing checklist.
• Perform due diligence for a wide range of commercial loans, applying specialized knowledge to analyze complex requirements and administer pre-closing activities.
• Prepare loan documentation in the bank’s documentation system, ensuring accuracy and correct terms and conditions per loan approval and applicable standards.
• Review legal closing documents for accuracy against loan approval and credit write-ups.
• Manage a large pipeline of loans at different stages of the closing process, including workflow and deadline management.
• Identify and obtain all necessary third-party reports, which may include title, surveys, entity documents, flood determinations, and UCC searches.
• Review all reports and documents for accuracy and sufficiency according to bank policy and regulatory requirements.
• Identify discrepancies and issues, facilitate resolution, and take corrective action.
• Serve as a liaison with attorneys, third-party vendors, and customers.
• Execute timely follow-up and manage closing requirements and monitoring to ensure deadlines are met.
• Provide ongoing communication with the lender and borrower regarding the status of specific loan requests.
• Process disbursement of loan proceeds.
• Maintain and update electronic checklists to ensure all diligence items are addressed.
• Manage electronic file organization for all commercial loan files.
• Meet Commercial Hubs Standard Service Level Agreements and Quality Control objectives.
• Provide instructions, guidance, and requests to stakeholders to ensure clear, professional communication and efficient processing.

Requirements

• 3 or more years of experience as a Wholesale Banking Loan Closer or related role.
• Experience using relevant banking and document storage software applications.
• Advanced knowledge of commercial loan documentation and various loan structures, including commercial real estate, asset based lending, general C&I lending, and complex non-real estate transactions.
• Advanced knowledge of due diligence requirements related to complex loan transactions, including corporate documentation, leases, subordination agreements, property management agreements, borrowing bases, and titles.
• Stay current on applicable banking regulations and security procedures/practices to prevent fraud or other bank losses and to comply with regulatory requirements.
• Advanced computer skills and Microsoft Office proficiency.
• Ability to effectively and persuasively communicate using professional language and grammar.
• Ability to plan, schedule, and organize work to achieve goals within or ahead of established time frames.
• Ability to provide high level interactive service to others, build relationships, and address identified needs.
• Ability to analyze and record detailed information and produce accurate, high-quality work products.
• Ability to research, analyze, identify viable options, draw sound conclusions, and present findings.
• Thorough knowledge of financial covenants, business entities, and standard/non-standard loan products.
• Thorough knowledge of commercial loan compliance policy and closing processes.
• Ability to manage and organize a high volume of documents.
• Ability to read, analyze, and interpret complex commercial loan documents.
• Ability to perform accurate calculations and transactions.
• Critical thinking and analytical skills to review transaction processing (file maintenance).

Preferred Qualifications

• Bachelor’s degree or equivalent combination of education and experience.

Education

• High school diploma or GED required.

Compensation & Benefits

Eligible employees receive a comprehensive employee benefit package, including:

• Medical, Dental and Vision Insurance
• Life Insurance provided at no additional cost
• Accidental Death & Dismemberment Coverage
• Long-Term Disability Coverage
• Paid Sick and Vacation Leave
• 11 Holidays
• Volunteer/Service Day
• Employee Stock Purchase Plan
• 401(k) Retirement Plan (employer matches 50% of your first 8% of contributions)
• Flexible Spending Accounts
• Health Savings Account
• Health Reimbursement Arrangement
• Supplemental Life & Other Insurance Plans
• Identity Theft Protection
• Pet Insurance
• Legal Insurance
• Employee Assistance Program
• Employee Advocacy Program
• Education Assistance
• Employee Resource Groups

Additional employee banking advantages (where eligible) include:

• Free Interest Checking
• Free Safe Deposit Box
• Free Money Orders, Travelers’ Checks and Cashier Checks
• Discount on Mortgage Origination Fee
• Free Online Banking and Free Unlimited Online Bill Payment
• Employee Banking Perks

Location

Positions are available across the Southeast, Mid-Atlantic, and nationwide through digital offerings and mobile access.

Additional Information

• This description is intended to describe the general nature and level of work being performed and is not exhaustive.
• Job requirements may be modified to reasonably accommodate individuals with disabilities.
• Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.