Commercial Counsel (Capital Markets & Fintech)

Overview

A fast-growing fintech organization is seeking a commercially-minded attorney to join their legal team. This role focuses on commercial contracting and capital markets, particularly supporting a bank partnership model. The attorney will work closely with business, product, and finance teams to draft, negotiate, and scale commercial agreements that underpin the fintech platform.

Responsibilities

• Draft, review, and negotiate a wide range of commercial agreements including vendor, SaaS, data, marketing, partnership, and services contracts.
• Lead commercial workstreams related to capital markets activities such as warehouse facilities, forward flow arrangements, loan sale and purchase agreements, servicing agreements, and related transaction documents.
• Advise on and draft agreements within the bank partnership model, including program agreements and servicing arrangements.
• Collaborate with business, finance, product, and compliance teams to translate commercial objectives into clear, practical contract terms.
• Develop and maintain scalable contract templates, playbooks, and standard positions to accelerate deal velocity.
• Manage and optimize the contract lifecycle using AI and automation tools (e.g., Wordsmith) from intake through execution and post-signature tracking.
• Identify opportunities to automate repetitive legal workflows and work with internal stakeholders to implement solutions.
• Support diligence and legal workstreams for financing transactions and strategic partnerships as the company grows.

Requirements

• 3–5 years of legal practice experience at a top law firm and/or in-house at a fintech or financial services company; prior fintech experience is strongly preferred.
• Demonstrated expertise in capital markets transactions such as warehouse financings, forward flows, whole loan sales, securitizations, or similar structures; experience with fintech bank partnership models is highly desirable.
• Strong drafting and negotiation skills across diverse commercial agreements, balancing legal risk with commercial pragmatism.
• Comfortable and ideally enthusiastic about working with AI and automation tools (e.g., Wordsmith, large language models, contract lifecycle management platforms) for drafting, review, and workflow automation.
• Adaptable, scrappy, and low-ego with the ability to thrive in ambiguous, fast-moving startup environments.
• Excellent communication skills and ability to collaborate effectively with non-legal teams including business, product, engineering, and finance.
• Juris Doctor (J.D.) from an accredited U.S. law school and active bar membership in good standing.

Preferred Qualifications

• Early adopter of AI and automation technologies in legal workflows.
• Experience building systems, templates, and playbooks to scale legal functions.

Compensation & Benefits

• Opportunity to join a lean, high-caliber legal team at a pivotal growth stage with meaningful ownership and impact.
• Flexible working arrangements tailored to role requirements, including hybrid and fully remote options.
• Social events and opportunities for in-person connection.
• Health coverage supporting physical and mental wellbeing, including private health insurance.
• Retirement savings plans for long-term financial wellbeing.
• Employee referral program with competitive bonuses.
• Office amenities such as fully stocked kitchens and complimentary lunches on in-office days at select locations.
• Sustainable commuting options including cycle-to-work and electric vehicle salary sacrifice schemes in select locations.

Note: Specific benefits may vary by location and role.

Location

Flexible working with hybrid and remote options available; some roles require three days per week in-office.