Counsel II, Capital Markets

Overview

This role supports capital markets and corporate financing efforts as part of the organization’s Corporate Affairs function within the Legal, Compliance, and Public Affairs team.

The position is Counsel II, Capital Markets. Reporting to the Director, Capital Markets Counsel, the attorney will work closely with capital markets and bank partnerships business teams.

Responsibilities

• Support the capital markets team in building the organization’s network of capital sources and strategies, including capital markets international expansion
• Support the bank partnerships team in building the organization’s network of originating and card issuing partner banks
• Advise on financing transactions and initiatives from legal strategy through deal execution
• Draft, review, and negotiate US and international capital markets deal documents, including:
  • Credit and security agreements
  • Loan sale agreements
  • Indentures
  • Officer certificates
  • Board and shareholder resolutions
  • Side letters
• Apply knowledge of lending and securities laws and regulations relevant to capital markets transactions
• Provide legal advice in a clear, concise, and timely manner
• Support other special projects as needed

Requirements

• 5+ years of relevant law-firm experience; additional in-house experience preferred (particularly from a high-growth fintech start-up)
• JD degree from a well-regarded law school and membership (in good standing) in a US state bar
• Prior experience in structured and/or debt finance, including one or more of:
  • Term, revolving, and asset-based lending
  • Warehouse and asset-backed financing
  • Loan sales
  • Securitizations
  • Creative forms of funding
• Strong integrity and work ethic
• Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers
• Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, strong proactivity, and a positive attitude
• Proven experience as a key contributing member of a high-performing team
• Self-motivation and willingness to take ownership of projects
• Ability to work efficiently both independently and as part of a team

Preferred Qualifications

• Some additional in-house experience (particularly if from a high-growth fintech start-up)

Compensation & Benefits

• Pay Grade: M
• Equity Grade: 6

Employees new to the organization typically come in at the start of the pay range.

Base pay range (total compensation package may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits including 100% subsidized medical coverage, dental and vision for you and your dependents.):

• USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000
• USA base pay range (all other U.S. states) per year: $164,000 - $224,000

Location & Work Arrangement

• Remote-first with flexibility built in; most roles can be done from almost anywhere within the country of employment
• Some positions may occasionally require in-person work at an office, and a few are office-based due to the nature of the work
• All new hires will attend an in-person onboarding experience

Visa sponsorship is not available for this position.

For positions based in San Francisco or Los Angeles: the organization considers qualified applicants with arrest and conviction records, as required by law.

Additional Information

The organization is committed to an inclusive interview process, including accommodations for candidates with disabilities.