Counsel II, Capital Markets

Overview

The organization is seeking a Counsel II, Capital Markets to join its Legal, Compliance, and Public Affairs team within Corporate Affairs. This role supports efforts to build a diversified capitalization strategy and works closely with capital markets and bank partnerships business teams.

Responsibilities

• Support the capital markets team in building the company’s network of capital sources and strategies, including capital markets international expansion
• Support the bank partnerships team in building the company’s network of originating and card issuing partner banks
• Guide financing transactions and initiatives from a legal perspective, from strategy discussions through deal execution
• Draft, review, and negotiate U.S. and international capital markets deal documents, including:
  • Credit and security agreements
  • Loan sale agreements
  • Indentures
  • Officer certificates
  • Board and shareholder resolutions
  • Side letters
• Apply knowledge of lending and securities laws and regulations relevant to capital markets transactions
• Communicate legal advice clearly, concisely, and in a timely manner
• Assist with other special projects as needed

Requirements

• 5+ years of relevant law-firm experience; additional in-house experience preferred (particularly from a high-growth fintech start-up)
• JD degree from a well-regarded law school
• Membership (in good standing) in a US state bar
• Prior legal experience in structured and/or debt finance, including (as applicable):
  • Term, revolving, and asset-based lending
  • Warehouse and asset-backed financing
  • Loan sales
  • Securitizations
  • Creative forms of funding
• Outstanding integrity and work ethic
• Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers
• Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, proactivity, and a strong attitude
• Proven experience as a key contributing member of a high-performing team
• Self-motivation and willingness to take ownership of projects
• Ability to work efficiently both solo and as part of a team

Preferred Qualifications

• Some additional in-house experience, particularly if gained at a high-growth fintech start-up

Compensation & Benefits

• Pay grade: M
• Equity grade: 6
• Employees new to this employer typically come in at the start of the pay range.

Base pay ranges per year:

• USA (CA, WA, NY, NJ, CT): $185,000 - $245,000
• USA (all other U.S. states): $164,000 - $224,000

Compensation is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness, and tech spending, and benefits including 100% subsidized medical coverage, dental and vision for you and your dependents.

Highlights include:

• Health coverage at no cost: 100% of premiums for employees and their dependents
• Monthly spending stipends for tech setup and to choose health and wellness options
• Flexible time off and generous holiday calendars
• Employee stock purchase plan (ESPP) to buy stock at a discount

Note: Visa sponsorship is not available for this position.

Location & Work Model

Remote-first with flexibility built in. Most roles can be performed from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

For positions based in San Francisco or Los Angeles: qualified applicants with arrest and conviction records will be considered as required by law.

Additional Information

The employer is committed to an inclusive interview process and provides accommodations for candidates with disabilities.