Counsel II, Capital Markets

Overview

The organization is seeking a Counsel II, Capital Markets to support the Corporate Affairs function. This role will help build a diversified capitalization strategy and support capital markets and bank partnerships business teams.

Responsibilities

• Support the capital markets team in building out the network of capital sources and strategies, including capital markets international expansion
• Support the bank partnerships team in building out the network of originating and card issuing partner banks
• Guide financing transactions and initiatives from a legal perspective, from strategy discussions through deal execution
• Draft, review, and negotiate US and international capital markets deal documents, including:
  • Credit and security agreements
  • Loan sale agreements
  • Indentures
  • Officer certificates
  • Board and shareholder resolutions
  • Side letters
• Demonstrate knowledge and understanding of lending and securities laws and regulations relating to capital markets transactions
• Communicate legal advice clearly, concisely, and in a timely manner
• Assist with other special projects as needed

Requirements

• 5+ years of relevant law-firm experience; additional in-house experience is preferred (particularly from a high-growth fintech start-up)
• JD degree from a well-regarded law school
• Membership in good standing in a US state bar
• Prior legal experience in structured and/or debt finance, including:
  • Term, revolving, and asset-based lending
  • Warehouse and asset-backed financing
  • Loan sales
  • Securitizations
  • Creative forms of funding
• Outstanding integrity and work ethic
• Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers
• Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, business judgment, proactivity, and an excellent attitude
• Proven experience as a key contributing member of a high-performing team
• Self-motivation and willingness to take ownership of projects
• Ability to work efficiently both independently and as part of a team

Preferred Qualifications

• Additional in-house experience (particularly from a high-growth fintech start-up)

Compensation & Benefits

• Pay Grade: M
• Equity Grade: 6
• New employees typically enter at the start of the pay range.

USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000

USA base pay range (all other U.S. states) per year: $164,000 - $224,000

Base pay is part of a total compensation package that may include:

• Equity rewards
• Monthly stipends for health, wellness, and tech spending
• Benefits, including 100% subsidized medical coverage, with dental and vision for you and your dependents

Additional benefits include:

• Monthly spending stipends (tech setup and selection of health/wellness options)
• Flexible time off and generous holiday calendars
• Employee stock purchase plan (ESPP) to buy company stock at a discount

Location

• Remote-first with flexibility
• Most roles can be performed from almost anywhere within the country of employment
• Some positions may occasionally require in-person work at an office; a few are office-based due to the nature of the work
• All new hires will be invited to attend an in-person onboarding experience

Visa sponsorship: Visa sponsorship is not available for this position.

Inclusion note (California and Los Angeles area roles): For positions based in San Francisco or Los Angeles, the organization considers qualified applicants with arrest and conviction records, as required by law.

Equal Opportunity

The organization is committed to providing an inclusive interview process, including accommodations for candidates with disabilities.