Foreclosure Specialist II (Sales & Bids)

Overview

This Foreclosure Specialist II role reports to the Foreclosure Supervisor. The position involves working directly with governmental entities, special servicers, private label and high-profile investors to make decisions and provide resolutions regarding foreclosure issues to minimize risk and mitigate loss outside of delegated authority. The role also requires status updates and reporting, while ensuring compliance with all agency, investor, and insurer guidelines. Internal support is provided to staff with questions regarding foreclosure loans within delegated authority.

Responsibilities

• Execute various financial foreclosure documents required during the foreclosure process in accordance with Federal Compliance standards.
• Receive financial foreclosure documents via the LPS system.
• Print, review, and execute attorney-provided foreclosure documents to prepare foreclosure loans for sheriff’s sale.
• Calculate bidding instructions for nationwide foreclosure sales.
• Review and provide HAMP certification nationwide notifications prior to foreclosure sale.
• Apply policies directed by the supervisor and make recommendations for change.
• Provide management with status updates and reporting.
• Support internal and external stakeholders, including executive and senior management, department/corporate staff, financial institutions, investors, agencies, and the approved attorney network.
• Work under general supervision, applying established techniques, procedures, and/or specific standards.
• Work is reviewed for soundness of judgment and overall accuracy per company and federal compliance standards.
• Perform trial and deposition-related tasks (knowledge and training beneficial).
• Perform calculations and preparation of foreclosure judgment figures and state-required documents.
• Support exceptional representation of the organization in legal proceedings.
• Perform all other duties as assigned.

Requirements

• High School Diploma or equivalent required.
• Some college or a combination of equivalent work experience, knowledge, skills, and abilities related to the position requirements.
• Knowledge of mortgage banking and familiarity with RESPA, FFDCPA, GLBA, and federal and state laws related to foreclosure and bankruptcy processes.
• Previous Default servicing experience: 2–5 years of foreclosure or mortgage default related experience (Foreclosure preferred) or 1–3 years of experience with mortgage loan software highly desirable.
• Working knowledge of mortgage loan documentation and best servicing practices regarding foreclosure processing, default/foreclosure laws and regulations, including FNMA, FHLMC, FHA, and VA.
• Strong professional and interpersonal communication skills verbally and through written electronic correspondence.
• Advanced multi-tasking and organizational skills with strong attention to detail.
• Ability to read legal terms and conditions, understand their meaning, and apply them to work processes.
• PC skills including advanced Word, Excel, Access, Internet, and MSP (LPS/Fidelity) application skills.
• Ability to meet strict deadlines and take direction from more senior paralegals and attorneys.
• Proven ability to prioritize workflow during high volumes and within critical timeframes.
• Self-starter who can work in a fast-paced, multi-faceted environment.
• Previous title work experience recommended.
• Previous experience monitoring activity of multiple accounts assigned to outside counsel.

Preferred Qualifications

• College degree preferred in Business, Math, English, Legal, or other related subject and/or equivalent work experience.
• Valid notary license (beneficial).
• Trial and Deposition knowledge and training (beneficial).

Compensation & Benefits

• Compensation Range: $17.88 - $26.73 per hour (actual compensation may vary within the range based on qualifications, skills, and experience).
• Health & Welfare Coverage: optional medical, dental, vision, life, and disability insurance.
• Time Off: paid holidays, vacation, and sick leave.
• Retirement & Investment: Fidelity National Financial matching 401(k) and employee stock purchase plans.
• Wellness Programs: access to mental health resources, including free Calm memberships.
• Employee Recognition: programs that celebrate achievements and milestones.
• Lifestyle & Learning Perks: discounts on gym memberships, pet insurance, and employee purchasing programs; tuition reimbursement program.

Location

Remote employment.

Work Conditions / Remote Requirements

• Normal office environment working conditions.
• Ability to attend work and be productive during normal business hours, with ability to work early, late, or weekend hours as needed; overtime required as necessary.
• A quiet, private place in the home and a high-speed internet connection with a minimum network download speed of 25 megabits per second (MBPS) and a minimum network upload speed of 10 MBPS are required.
• Essential functions must be performed with or without reasonable accommodation.

Equal Employment Opportunity

The organization is an Equal Opportunity employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information, or any other characteristic protected by applicable law.