Product Counsel - Specialty Lines (P&C Insurance Experience Required)

Overview

A US-based subsidiary of a global insurance group is seeking an experienced insurance product drafting attorney to support the development, drafting, and maintenance of specialty insurance products, primarily focusing on Management Liability and Professional Liability lines.

This is a non-managerial, individual contributor role that involves technical drafting, product support, and collaboration across the product lifecycle.

Responsibilities

• Draft, review, and revise specialty insurance policies, endorsements, and related forms for management liability and professional liability products, including Directors & Officers (D&O), Employment Practices Liability (EPL), Fiduciary, Crime, and Errors & Omissions (E&O).
• Ensure policy language clarity, internal consistency, and alignment with underwriting intent.
• Collaborate with underwriting to develop new products and coverage enhancements, and update existing forms based on market developments, claims experience, and legal or regulatory changes.
• Support the product filing process by working with compliance and regulatory teams to prepare, revise, and respond to form-related filings, objections, and inquiries.
• Analyze competitor policy language and industry trends to identify opportunities for product enhancement and risk management.
• Provide technical guidance to underwriting and claims teams regarding policy language, coverage intent, and application of forms.
• Assist with internal training related to specialty products and form changes.
• Collaborate cross-functionally with underwriting, state filings, actuarial, claims, and regulatory and compliance teams throughout the product lifecycle.
• Contribute to the refinement of drafting standards, templates, and internal processes to promote consistency, efficiency, and technical excellence.

Requirements

• Juris Doctor (JD) degree from an accredited law school.
• 3–5 years of experience in insurance product drafting and development.
• Hands-on experience drafting and revising policy forms and endorsements for specialty products, especially management liability and professional liability lines.
• Strong technical drafting, analytical, and issue-spotting skills.
• Excellent written and verbal communication skills.
• Proven ability to collaborate effectively with cross-functional business partners.
• Highly detail-oriented with strong organizational and project management skills.
• Ability to translate underwriting intent and risk considerations into clear, effective policy language.
• Active membership in good standing with at least one U.S. state bar.

Preferred Qualifications

• Experience supporting admitted and/or non-admitted (Excess & Surplus) specialty products.
• Familiarity with form filing processes, state insurance regulatory requirements, and responding to Department of Insurance objections.
• Experience reviewing claims trends or coverage disputes to inform product language improvements.
• Comfort working independently in a pure individual contributor role with responsibility for assigned product areas.

Compensation & Benefits

• Salary range: $190,000 - $220,000 per year, determined based on relevant experience, location, and other job-related factors.
• Comprehensive medical, dental, and vision coverage.
• 401(k) plan with generous employer match and profit-sharing contribution.
• Wellness incentive program.
• Life and accidental death and dismemberment (AD&D) insurance.
• Flexible spending accounts.
• Short-term and long-term disability plans.
• Paid time off program.
• Paid charitable leave.
• Paid parental leave.
• Tuition reimbursement program.
• Discounts on personal insurance (auto/homeowners).

Location

Position location details are not specified.

The organization is an equal opportunity employer and provides reasonable accommodations for qualified individuals with disabilities.