Senior Counsel, Capital Markets

Overview

This role sits within the Legal, Compliance, and Public Affairs team and supports the organization’s growth by advising on capital markets and financing initiatives.

The organization is seeking a Senior Counsel, Capital Markets to lead and advise on efforts to build a diversified capitalization strategy. The position reports to the Director, Capital Markets Counsel and works closely with capital markets and bank partnerships business teams.

Responsibilities

• Advise and support the capital markets team in building a network of capital sources and strategies, including capital markets international expansion
• Advise and support the bank partnerships team in building a network of originating and card issuing partner banks
• Independently lead financing transactions and bank partner initiatives from a legal perspective, including strategy discussions, deal execution, and post-closing maintenance
• Draft, review, and negotiate US and international capital markets deal documents, including:
  • Credit and security agreements
  • Loan sale agreements
  • Indentures
  • Officer certificates
  • Board and shareholder resolutions
  • Side letters
• Apply expert knowledge of lending and securities laws and regulations relevant to capital markets transactions
• Communicate legal advice clearly, concisely, and in a timely manner
• Coordinate with cross-functional teams as a capital markets and/or bank partnership legal main point of contact, providing thought leadership on special projects

Requirements

• 7+ years of relevant law-firm experience; additional in-house experience preferred (particularly if from a high-growth fintech start-up)
• JD from a well-regarded law school and membership (in good standing) in a US state bar
• Prior legal experience in structured and/or debt finance, including combinations of:
  • Term, revolving, and asset-based lending
  • Warehouse and asset-backed financing
  • Loan sales
  • Securitizations
  • Creative forms of funding
• Strong integrity and work ethic
• Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers
• Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, and proactivity
• Demonstrated ability to contribute as a key member of a high-performing team
• Self-motivation and ability to take ownership of projects
• Ability to work efficiently both independently and as part of a team

Preferred Qualifications

• Some additional in-house experience (particularly if from a high-growth fintech start-up)

Compensation & Benefits

Base Pay Grade: O
Equity Grade: 8

Employees new to the organization typically come in at the start of the pay range.

USA base pay range (CA, WA, NY, NJ, CT) per year: $220,000 - $280,000
USA base pay range (all other U.S. states) per year: $195,000 - $255,000

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits including 100% subsidized medical coverage with dental and vision for you and your dependents.

Benefits highlights:

• Health coverage at no cost (100% of premiums for employees and their dependents)
• Monthly spending stipends for tech setup and to choose health and wellness options
• Flexible time off and generous holiday calendars
• Employee stock purchase plan (ESPP) to buy company stock at a discount

Note: Visa sponsorship is not available for this position.

Location & Work Arrangement

Remote-first with flexibility built in. Most roles can be performed from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an office, and some are office-based.

All new hires will be invited to attend an in-person onboarding experience.

For positions based in San Francisco or Los Angeles: qualified applicants with arrest and conviction records may be considered, as required by law.

Equal Opportunity

The organization is committed to an inclusive interview process, including accommodations for candidates with disabilities.