Senior Counsel, Capital Markets

Overview

The organization is seeking a Senior Counsel, Capital Markets to join the Legal, Compliance, and Public Affairs team within the Corporate Affairs function. This role will lead and advise on efforts to build a diversified capitalization strategy and support capital markets and bank partnerships initiatives.

Responsibilities

• Advise and support the capital markets team in building a network of capital sources and strategies, including capital markets international expansion
• Advise and support the bank partnerships team in building a network of originating and card issuing partner banks
• Independently lead financing transactions and bank partner initiatives from a legal perspective, from strategy discussions through deal execution and post-closing maintenance
• Draft, review, and negotiate U.S. and international capital markets deal documents, including:
  • Credit and security agreements
  • Loan sale agreements
  • Indentures
  • Officer certificates
  • Board and shareholder resolutions
  • Side letters
• Apply expert knowledge of lending and securities laws and regulations relevant to capital markets transactions
• Communicate legal advice clearly, concisely, and in a timely manner
• Serve as the capital markets and/or bank partnership legal main point of contact for cross-functional teams, providing thought leadership on special projects

Requirements

• 7+ years of relevant law-firm experience; additional in-house experience is preferred (particularly from a high-growth fintech start-up)
• JD degree from a well-regarded law school and membership (in good standing) in a US state bar
• Prior legal experience in structured and/or debt finance, including (as applicable):
  • Term, revolving, and asset-based lending
  • Warehouse and asset-backed financing
  • Loan sales
  • Securitizations
  • Creative forms of funding
• Demonstrated integrity and work ethic
• Excellent business judgment and interpersonal skills for negotiations with external and internal stakeholders
• Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, business judgment, and proactivity
• Proven experience as a key contributing member of a high-performing team
• Self-motivation and ability to take ownership of projects
• Ability to work efficiently both independently and as part of a team

Preferred Qualifications

• Some additional in-house experience (particularly from a high-growth fintech start-up)

Compensation & Benefits

• Base Pay Grade: O
• Equity Grade: 8
• Employees new to the organization typically come in at the start of the pay range.
• Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits including:
  • 100% subsidized medical coverage
  • Dental and vision for you and your dependents

USA base pay range (CA, WA, NY, NJ, CT) per year: $220,000 - $280,000

USA base pay range (all other U.S. states) per year: $195,000 - $255,000

• Visa sponsorship: not available for this position.

Location & Work Model

• Remote-first with flexibility built in: Most roles can be done from almost anywhere within the country of employment.
• Some positions may occasionally require in-person work at an office, and a few are office-based due to the nature of the work.
• All new hires will be invited to attend an in-person onboarding experience.

Additional Information

• The interview process includes accommodations for candidates with disabilities.
• For positions based in San Francisco or Los Angeles: qualified applicants with arrest and conviction records will be considered, as required by law.