Senior Counsel, Capital Markets

Overview

This role is within the Legal, Compliance, and Public Affairs team and supports the organization’s growth in capital markets, corporate finance, and partner banking relationships. The Senior Counsel, Capital Markets will lead legal efforts to build a diversified capitalization strategy and advise on capital markets initiatives across US and international transactions.

Responsibilities

• Advise and support the capital markets team in building out a network of capital sources and strategies, including capital markets international expansion
• Advise and support the bank partnerships team in building a network of originating and card issuing partner banks
• Independently lead financing transactions and bank partner initiatives from a legal perspective, from strategy discussions through deal execution and maintenance beyond closing
• Draft, review, and negotiate US and international capital markets deal documents, including:
  • Credit and security agreements
  • Loan sale agreements
  • Indentures
  • Officer certificates
  • Board and shareholder resolutions
  • Side letters
• Apply expert knowledge of lending and securities laws and regulations relating to capital markets transactions
• Communicate legal advice clearly, concisely, and on a timely basis
• Serve as a capital markets and/or bank partnership legal point of contact, coordinating with cross-functional teams and providing thought leadership on special projects

Requirements

• 7+ years of relevant law-firm experience; additional in-house experience preferred (particularly from a high-growth fintech start-up)
• JD from a well-regarded law school and membership in good standing in a US state bar
• Prior legal experience in structured and/or debt finance, including some combination of:
  • Term, revolving, and asset-based lending
  • Warehouse and asset-backed financing
  • Loan sales
  • Securitizations
  • Creative forms of funding
• Strong integrity and work ethic
• Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal stakeholders
• Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, business judgment, and proactivity
• Demonstrated experience as a key contributing member of a high-performing team
• Ability to take ownership of projects and work efficiently both solo and as part of a team

Preferred Qualifications

• Some additional in-house experience, particularly in a high-growth fintech start-up environment

Compensation & Benefits

• Base Pay Grade: O
• Equity Grade: 8
• Employees new to the organization typically come in at the start of the pay range.

USA base pay range (CA, WA, NY, NJ, CT) per year: $220,000 - $280,000

USA base pay range (all other U.S. states) per year: $195,000 - $255,000

Base pay is part of a total compensation package that may include:

• Equity rewards
• Monthly stipends for health, wellness, and tech spending
• Benefits including 100% subsidized medical coverage, dental and vision for you and your dependents
• Employee stock purchase plan (ESPP), which lets you buy company stock at a discount

Location

• Remote-first with flexibility built in. Most roles can be performed from almost anywhere within the country of employment.
• Some positions may occasionally require in-person work at an office, and a few are office-based.
• All new hires will be invited to attend an in-person onboarding experience.

Visa sponsorship: Not available for this position.

For positions based in San Francisco or Los Angeles: the organization considers qualified applicants with arrest and conviction records, as required by law.

Additional Information

• The organization provides an inclusive interview process, including accommodations for candidates with disabilities.