Senior Counsel, Capital Markets

Overview

The organization is seeking a Senior Counsel, Capital Markets to join its Legal, Compliance, and Public Affairs team within the Corporate Affairs function.

This role involves leading and advising on efforts to build a diversified capitalization strategy. The position requires expert knowledge of financing and corporate transactions, along with strong organizational and interpersonal skills to collaborate with both internal and external stakeholders.

Responsibilities

• Advise and support the capital markets team in building the organization’s network of capital sources and strategies, including capital markets international expansion
• Advise and support the bank partnerships team in building the organization’s network of originating and card issuing partner banks
• Independently lead financing transactions or bank partner initiatives from a legal perspective, from strategy discussions to deal execution and maintenance beyond closing
• Draft, review, and negotiate US and international capital markets deal documents, including:
  • Credit and security agreements
  • Loan sale agreements
  • Indentures
  • Officer certificates
  • Board and shareholder resolutions
  • Side letters
• Apply expert knowledge of lending and securities laws and regulations relevant to capital markets transactions
• Communicate legal advice clearly, concisely, and in a timely manner
• Serve as a legal main point of contact for capital markets and/or bank partnership cross-functional matters, providing thought leadership on special projects

Requirements

• 7+ years of relevant law-firm experience; additional in-house experience is preferred (particularly from a high-growth fintech start-up)
• JD degree from a well-regarded law school and membership in good standing in a US state bar
• Prior legal experience in structured and/or debt finance, including experience with one or more of the following:
  • Term, revolving, and asset-based lending
  • Warehouse and asset-backed financing
  • Loan sales
  • Securitizations
  • Creative forms of funding
• Strong integrity and work ethic
• Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal stakeholders
• Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, an eye for business, proactivity, and an excellent attitude
• Proven experience as a key contributing member of a high-performing team
• Self-motivation and ability to take ownership of projects
• Ability to work efficiently both independently and as part of a team

Preferred Qualifications

• Some additional in-house experience (particularly from a high-growth fintech start-up)

Compensation & Benefits

• Base Pay Grade: O
• Equity Grade: 8
• New hires typically come in at the start of the pay range.

USA base pay range (CA, WA, NY, NJ, CT) per year: $220,000 - $280,000

USA base pay range (all other U.S. states) per year: $195,000 - $255,000

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness, and tech spending, and benefits, including:

• 100% subsidized medical coverage for employees and dependents
• Dental and vision for you and your dependents

Additional benefits include:

• Monthly spending stipends to support tech setup
• Flexible time off and generous holiday calendars
• Employee stock purchase plan (ESPP) to buy company stock at a discount

Location

Remote-first with flexibility built in.

• Most roles can be performed from almost anywhere within the country of employment.
• Some positions may occasionally require in-person work at a company office.
• All new hires will be invited to attend an in-person onboarding experience.

Visa sponsorship is not available for this position.

For positions based in San Francisco or Los Angeles, the organization considers qualified applicants with arrest and conviction records, as required by law.