Senior Counsel, Capital Markets

Overview

This role is within the Legal, Compliance, and Public Affairs team and supports corporate growth through legal and policy guidance across capital markets and related initiatives.

The organization is seeking a Senior Counsel, Capital Markets to lead and advise on efforts to build a diversified capitalization strategy. The role reports to the Director, Capital Markets Counsel and works closely with capital markets and bank partnerships business teams.

Responsibilities

• Advise and support the capital markets team in building a network of capital sources and strategies, including capital markets international expansion.
• Advise and support the bank partnerships team in building a network of originating and card issuing partner banks.
• Independently lead each financing transaction or bank partner initiative from a legal perspective, covering strategy discussions through deal execution and ongoing maintenance beyond closing.
• Draft, review, and negotiate US and international capital markets deal documents, including:
  • credit and security agreements
  • loan sale agreements
  • indentures
  • officer certificates
  • board and shareholder resolutions
  • side letters
• Apply expert knowledge of lending and securities laws and regulations relevant to capital markets transactions.
• Communicate legal advice clearly, concisely, and in a timely manner.
• Serve as a capital markets and/or bank partnership legal main point of contact for cross-functional teams, providing thought leadership on special projects.

Requirements

• 7+ years of relevant law-firm experience; additional in-house experience is preferred (particularly from a high-growth fintech start-up).
• JD degree from a well-regarded law school.
• Membership (in good standing) in a US state bar.
• Prior legal experience in structured and/or debt finance, including experience across areas such as:
  • term, revolving, and asset-based lending
  • warehouse and asset-backed financing
  • loan sales
  • securitizations
  • creative forms of funding
• Strong integrity and work ethic.
• Excellent business judgment and interpersonal skills to facilitate negotiations with external and internal customers.
• Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, proactivity, and a positive attitude.
• Demonstrated ability as a key contributing member of a high-performing team.
• Self-motivation and ability to take ownership of projects.
• Ability to work efficiently both independently and as part of a team.

Compensation & Benefits

• Base Pay Grade: O
• Equity Grade: 8
• Employees new to the organization typically come in at the start of the pay range. Compensation is based on factors including location, experience, and job-related skills.

USA base pay range (CA, WA, NY, NJ, CT) per year: $220,000 - $280,000

USA base pay range (all other U.S. states) per year: $195,000 - $255,000

Base pay is part of a total compensation package that may include:

• equity rewards
• monthly stipends for health, wellness, and tech spending
• benefits including 100% subsidized medical coverage, plus dental and vision for you and your dependents

Additional benefits highlights:

• Health coverage at no cost: 100% of premiums for employees and dependents
• Spending stipends: monthly stipends for tech setup and health/wellness options
• Time off: flexible time off and generous holiday calendars
• Employee Stock Purchase Plan (ESPP): option to buy stock at a discount

Note: Visa sponsorship is not available for this position.

Location

Remote-first with flexibility built in. Most roles can be done from almost anywhere within the country of employment. Some roles may occasionally require in-person work at an office, and a few roles are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

For positions based in San Francisco or Los Angeles: the organization considers qualified applicants with arrest and conviction records, as required by law.

Accessibility & Privacy

An inclusive interview process is used, including accommodations for candidates with disabilities. If support is needed, it can be arranged.