US Legal Counsel

Overview

A fast-growing fintech company is seeking a Legal Counsel to join their Legal, Compliance & Policy team in the US. This role offers the opportunity to work as a generalist lawyer across product counseling, regulatory analysis, public policy support, litigation management, and commercial contracting within an AI-powered fintech environment.

Responsibilities

• Provide practical legal and regulatory advice on consumer credit products and related offerings to product teams and business stakeholders.
• Identify legal risks, interpret applicable laws, and support compliant product development.
• Manage litigation, arbitration, and dispute-related matters by coordinating with outside counsel and internal teams.
• Oversee document requests and ensure efficient and strategic handling of legal disputes.
• Review, draft, and negotiate vendor agreements, NDAs, and other commercial contracts.
• Collaborate cross-functionally with Legal, Compliance, Product, Policy, Operations, and other teams to deliver timely and pragmatic legal guidance.
• Help build and scale the legal function by establishing processes, templates, and frameworks.

Requirements

• 5–7 years of legal experience, preferably in financial services, consumer financial regulation, or fintech.
• Juris Doctor (JD) degree and active admission to at least one US state bar.
• Experience advising on consumer credit products and related regulatory frameworks.
• Strong background providing legal guidance on new products, regulatory changes, and evolving legal requirements.
• Familiarity with legal and regulatory issues related to credit card products, installment loans, or similar consumer finance offerings.
• Experience reviewing and negotiating vendor agreements, NDAs, and commercial contracts.
• Experience managing outside counsel and supporting litigation, arbitration, investigations, or dispute-related matters.
• Excellent written and verbal communication skills with the ability to simplify complex legal concepts for diverse stakeholders.
• Ability to work independently, manage a varied workload, and exercise strong judgment in a fast-paced environment.
• Pragmatic, business-oriented approach with a strong sense of ownership and accountability.

Preferred Qualifications

• Experience in a startup or high-growth fintech environment.
• Knowledge of legal issues related to AI, emerging technology, or automated decision-making.
• Familiarity with public policy, legislative analysis, or advocacy in regulated industries.
• Prior law firm experience in consumer financial services or a combination of law firm and in-house roles.
• Broad-based legal experience across regulatory, product, litigation, and commercial areas.

Compensation & Benefits

• Competitive compensation package including base salary and equity, with bi-annual reviews aligned to company objectives.
• Clear career progression opportunities with support for professional growth and leadership development.
• Flexible work arrangements with a fully remote US team.
• Generous paid time off: 15 days annual leave plus 5 floating days, public holidays, and additional days for tenure, learning, and volunteering.
• 401(k) matching.
• Medical, dental, and vision insurance.
• Generous parental leave.
• One month paid sabbatical after four years of service.
• Regular virtual and in-person social activities.
• Additional benefits including mental health support and coverage for professional subscriptions.

Location

This is a fully remote position based in the United States, with occasional company-wide virtual events and an annual offsite in Europe (expenses paid).