Assistant General Counsel - HELOC

Overview

An organization in the Finance & Insurance sector is seeking an Assistant General Counsel specializing in Home Equity Line of Credit (HELOC) products. This role involves providing legal guidance aligned with business objectives, focusing on governance, compliance, and operational risk management within a regulated financial services environment. The position supports sustainable growth by partnering with leadership, compliance teams, and cross-functional groups to translate complex legal issues into practical recommendations.

Responsibilities

• Provide legal counsel to support the HELOC product and the transition to a national bank
• Advise on future product offerings, including purchase-money mortgages
• Interpret and advise on consumer lending laws and mortgage regulations affecting home lending
• Collaborate with stakeholders to ensure compliant product features and user experiences
• Lead legal support for new product initiatives and market expansions in home lending
• Develop policies and practices to manage legal and regulatory risks while enabling business growth
• Communicate legal risks and solutions effectively to senior leadership

Requirements

• Juris Doctor (JD) from an accredited law school
• Active membership in at least one U.S. state bar
• Minimum of 10 years of legal advising experience in financial services, fintech, or mortgage lending, with a focus on real estate products
• Extensive knowledge of consumer financial services laws and mortgage regulations, including TILA, RESPA, ECOA
• Experience collaborating cross-functionally on financial product development and regulatory compliance

Preferred Skills and Experience

• Expertise with FCRA, HMDA, UDAAP
• Experience managing regulatory examinations and emerging regulatory developments
• Knowledge of AI-enabled financial products and digital lending platforms
• Familiarity with legal case management systems such as Westlaw and LexisNexis
• Proficiency with project management tools like JIRA and Trello for product lifecycle management
• Experience using data analytics tools (e.g., Tableau, Power BI) for regulatory compliance tracking
• Database management skills for handling legal and compliance data (e.g., SQL databases)
• Effective use of collaboration tools such as Slack and Microsoft Teams

Compensation and Benefits

• Annual salary range: $239,200 – $331,000
• Bonuses and quarterly equity grants
• 401(k) plan with company match up to $15,000 annually
• Employee Stock Purchase Plan with discounted shares
• Comprehensive medical, dental, and vision coverage
• Paid family and parental leave
• Mental health support and financial wellness resources
• Annual allowances for wellness and productivity tools

Location

• Remote position
• Candidates must be based in the United States
• No visa sponsorship available