Overview
This role is part of the Claims Legal team, providing settlement authority and strategic support for claims and exposures exceeding the line unit’s authority. The position involves analyzing jurisdictional issues, ensuring consistency in claims positions, and consulting on complex claim files.
Responsibilities
- Consult with claims staff on coverage, indemnification, policy limit demand reviews, indemnity agreement review, and release language review.
- Identify coverage issues requiring outside counsel assignment and coordinate with outside counsel as needed.
- Handle some policyholder suits directly and manage litigation with outside counsel; attend mediations as necessary.
- Assist in training claims staff on jurisdictional issues and Fair Claims Practices.
- Respond to insurance claims inquiries from various departments.
- Collaborate closely with the Claims Legal team to support claims staff.
- Track claim files reported to Claims Legal, maintain organization, and diary cases for follow-up.
- Participate in roundtable discussions on claims topics, including trial authority, and lead follow-up on action items.
- Work with current Panel Counsel to ensure consistent service; may lead efforts to identify new firms for the Panel list.
- Coordinate with Claims Legal Analyst to ensure consistent Reinsurance reporting.
- Analyze complex insurance claims and develop recommendations for claims staff.
- Manage conflicting requests from multiple stakeholders in a fast-paced environment with attention to detail.
- Communicate effectively and work independently and collaboratively.
- Interface with multiple organizational levels.
- Travel up to 10% as needed.
- Manage time effectively to handle competing priorities.
- Conduct legal research and stay current with case law and regulatory changes.
Minimum Requirements
- Bachelor’s degree and Juris Doctor (JD) from an accredited law school.
- Member in good standing of the bar in any of the following states: Arizona, California, Nevada, Oregon, Washington.
- Minimum of 8 years’ experience in property and casualty insurance.
- Experience working within an insurance company claims department and/or law firm.
- Strong preference for First Party Property experience.
- Experience advising on or litigating first party property coverage issues preferred.
- Experience with adjustment and/or oversight of complex claims preferred.
- Familiarity with California and Washington jurisdictions preferred.
- Chartered Property Casualty Underwriter (CPCU) designation preferred.
- Valid driver’s license may be required.
- Must be authorized to work in the United States without current or future visa sponsorship.
Compensation & Benefits
- Salary range: $114,364.00 - $190,607.00 (base salary range; actual salary may vary based on experience and location).
- Potential eligibility for additional compensation such as bonuses and benefits.
- Twenty-one days of Paid Time Off in the first year.
- Up to 87% of medical, dental, and vision benefits covered for employees and family members.
- Fully covered Basic Life & AD&D insurance.
- Employee Assistance Program.
- Leave Management.
- Long Term Disability and Short Term Disability (outside California).
- Family Caregiver Support and Child Care Resources.
- Business Travel Accident Protection.
- Voluntary benefits including voluntary life AD&D, flexible spending, health savings accounts, hospital indemnity, accidental injury, critical illness, legal services, and identity protection.
- Nine paid holidays plus two floating holidays.
- Recognition and reward programs including quarterly and annual bonuses.
- Competitive base compensation with spot bonuses and annual incentive/profit sharing programs.
- Discount partnerships for gym memberships, credit unions, travel, shopping, restaurants, and theme parks.
- Insurance educational reimbursement and bonus programs.
- Employee referral bonus program.
- Paid volunteer time through company events and personal volunteer opportunities.
- Home and auto insurance discount program.
- Retirement savings benefits including 401(k) and Roth with matching.
- Wellness platform, health savings account match, and financial wellness resources.
Work Environment & Location
- This is a remote position.
- Ideally based in Los Angeles County, including Downtown LA, Hollywood, West LA, Pasadena, Glendale, San Fernando Valley, South Bay, or Long Beach.