Overview
A leading personal lines property and casualty insurance group in the United States is seeking a Complex Litigation Analyst to join their team remotely (excluding Hawaii and Alaska). This role focuses on analyzing and interpreting insurance policy language, legal authorities, and claims to support the resolution of litigated and non-litigated coverage matters involving personal lines products.
Responsibilities
- Serve as the primary coverage advisor for complex personal lines matters within established coverage frameworks.
- Review, analyze, research, and assist in resolving litigated and non-litigated coverage and extra-contractual claim matters.
- Evaluate policy language, claim facts, legal authorities, and applicable state laws to identify coverage issues and recommend appropriate actions.
- Provide guidance and consultation to casualty and homeowner claims personnel on coverage questions and moderately complex coverage matters.
- Escalate highly complex, novel, or high-risk coverage issues to senior specialists and leadership.
- Participate in special projects and workgroups related to claims, coverage, products, regulatory changes, and process improvements.
- Monitor legal, regulatory, and case law developments and communicate relevant impacts to claims partners and leadership.
- Support the development and delivery of coverage and product training materials for claims personnel and business partners.
- Maintain current knowledge of insurance products, policy forms, coverage interpretations, and industry trends.
Note: This role does not involve claims adjusting, assessing, or payment authority.
Requirements
- Minimum of 4 years of claims, legal, insurance coverage, or related professional experience.
- High school diploma required.
- Experience supporting litigated claims or coverage-related matters.
- Experience handling casualty, homeowner, or coverage-related claim matters.
- Demonstrated ability to analyze policy language and legal authorities.
- Working knowledge of state insurance regulations and claim handling practices.
- Strong analytical, research, and problem-solving skills.
- Ability to interpret insurance policy language and apply legal and regulatory concepts to factual scenarios.
- Strong organizational, prioritization, and time management skills.
- Excellent written and verbal communication skills.
- Ability to work effectively with attorneys, claims professionals, insureds, and business partners.
- Ability to exercise sound judgment and make recommendations within established guidelines.
- Willingness to travel as needed for divisional/team meetings and other in-person meetings.
- Demonstrated respect for diversity and ability to communicate effectively with people from various backgrounds.
Preferred Qualifications
- Experience handling complex or high-exposure coverage litigation matters, including bad faith or extra-contractual claims.
- Experience leading or contributing to cross-functional initiatives impacting coverage interpretation or claims handling practices.
- Active participation in company culture initiatives such as employee resource groups or volunteering.
Compensation & Benefits
- Total compensation package including annual bonus eligibility for most roles.
- 401(k) plan with company match.
- Opportunities for career growth and development through leadership and mentorship.
- Flexible remote-first work environment with options to work from home or various office locations.
Location
- Remote within the United States, excluding Hawaii and Alaska.
- Applicants must have authorization to work indefinitely in the US; visa sponsorship is not provided.
Additional Information
Reasonable accommodations are available for qualified applicants with disabilities during the application and interview process upon request.