Regulatory Affairs Counsel

Overview

A leading distributed retail mortgage lender with over 9,000 employees and more than 700 branches nationwide is seeking a Counsel – Regulatory Affairs. This role supports compliance with federal and state laws and regulations, providing consistent and effective legal counsel to the organization.

Responsibilities

• Ensure compliance with state and federal regulatory requirements through independent research and evaluation.
• Collaborate with senior regulatory counsel to develop effective compliance solutions for business challenges.
• Work with business stakeholders to develop solutions within the loan operating system (LOS), specifically Encompass, to address compliance issues.
• Develop and maintain a compliance guide to support loan origination operations.
• Develop, review, and update policies and procedures in response to regulatory changes.
• Regularly report to senior regulatory counsel on compliance matters, providing recommendations.

Requirements

• Minimum of 2 years of experience in the banking industry, including at least 1 year in a compliance-focused role; mortgage lending experience preferred.
• Working knowledge of consumer mortgage lending laws and regulations, including TILA/Reg Z, RESPA, ECOA, HMDA, and applicable state regulatory requirements.
• Experience with loan operating systems, preferably Encompass.
• Proven ability to navigate a dynamic regulatory environment.
• Strong subject matter expertise with the ability to identify compliance solutions.
• Excellent communication, independent thinking, and problem-solving skills.

Compensation & Benefits

Eligible employees receive a competitive compensation plan and a comprehensive benefits package, including medical, dental, vision coverage, and a 401(k) plan. Additional benefits include company-provided short-term disability, an employee assistance program, and a wellness program.

Location

This position supports operations across all 50 states, the District of Columbia, and Puerto Rico.